After submitting all of the paperwork and waiting, I just received a loan mod offer from my mortgage company. The hardship was loss of income due to divorce. Both our names are on the loan. The loan mod agreement only asks for my signature, not my ex-wifes. After I sign the new terms, will my ex-wife's name still be on the loan?
I tried calling my loan negotiator but she won't answer. I haven't signed any quit claim deeds or refinanced.