I was looking at the government web site for answers, but was unable to find any. Maybe you guys can help. In January of 2010 I applied and eventually received a permanent modification with CHASE (May 2010). The payment was not that much lower, but I took it anyway because I had no choice in the matter. Fast-forward to January 2011 and I have a new baby and my wife lost her job.
So, can someone re-apply for HAMP after being in a permanent HAMP? I ask here because CHASE has told me different things along the way.