Hello, going through an issue where we may lose our home to foreclosure, we have tried twice for a loan modification and been turned away twice. We are currently with Ocwen as the lender. We have a person offering to do a loan modification for us but asking to pay 1000 dollars. They are a friend of the family so I do believe they have the best intentions.
We are delinquent 3 months on the house payment. We did receive a letter of intent to foreclose within 30 days, that is coming up soon. We are located in the state of California. That all being said I am hoping to get advice, experiences, facts as far as laws go...anything with the best intentions of us keeping our home. Can anyone help?
I would like to know if anyone can tell me how long a foreclosure actually takes?
If we proceed with another loan modification attempt, can Ocwen still foreclose on us?
Any other advice or useful information is welcome...thank you in advance!