We are attempting to modify our first mortgage with Litton Loans again. 5th time since Nov 2008. The mortgage is in my husband's name only. He just got laid off from his job as a truck driver (seasonal).
Litton is requesting a letter from me stating what my financial contribution is to the mortgage. They will not grant a modification to him because he is on unemployment. They told me that I have to write a certain percentage of what I contribute. I pay all of the other bills but don't set aside a specific amount to go specifically towards the mortgage.
Has anyone else had to write a letter like this? I don't want to write something that could potentially come back and bite me even though I am not on the loan I know they can't do that.
Thanks for your help!