Chase has had my modification application for the past 11 months. During that time, I have paid the modification trial payments on time every month but they denied me anyway. So now, to stop the foreclosure, I am filing for ch 7. The attorney tells me that he can modify the loan once I have filed. He says that he has had alot of luck doing this. Does anyone have any experience in this matter?
I was denied because they would not accept my income information as I am sel employed. I wouyld think taht paying the trial payments on time for the last 11 months would mean something.