I have been in a Wells Fargo NIGHTMARE and now I need help. I have been trying for many many months to get a HAMP modification. I was told the beginning of this year that we were denied because we did not meet the 31% requirement, however, they had incorrect numbers in their system. I asked to reapply for HAMP, which WF said they would, and again I went through the LONG process of faxing and refaxing documents. I definately meet the 31%.
Well a few weeks ago, I called to see where things stood, I usually call everyother day. On this day the adjustor was able to tell me verbally that yes we were approved for a loan modification and that he would call in the next couple of days to go over it with me. 3 weeks later, after many many phone calls I finally found out the terms of the agreement. It isnt a HAMP and in fact they never even reapplied for it. This is an inhouse deal with an interest rate of 8.5%..... UGH.... now I dont know what to do... HELP.. ..
I dont want to lose my house... should I just give in and sign this so that I dont lose my house.. or should I call, write, my congressman etc to see where I can get???
Thanks so much in advance, I am so glad I found this board