I've been reading through the posts and would like to thank everyone for their input.
I do have a question as to knowing how you qualify. I've been reading about DTI and the percentage. How do I know what to include in the DTI? And what percentage are they looking for? Below is our expenses with 6066 monthly in one salary.
1st Mortgage $1,675 2nd Mortgage $250 HOA $100 Escrow $600 Electrical $200 Water $100 Car $400 Insurance $175 Ccard $300
Any help is appreciated. This does not include gas, food, or any ancillary which we are trying to cut out.