I was denied a loan mod and they are asking for everything upfront to remain current (the difference between trial payments and regular payments) as well as LATE FEES.
Wasn't there a clause stating that as long as you were current on every payment prior to entering trial plan, and while in trial plan, which I have been, then they shouldn't charge late fees?
I was also told that I would DEFINITELY get a loan mod, even if I didn't qualify for the Obama plan, since Wells Fargo has other options, by 7 other associates.
I spoke to them this weekend and all they said was, "Well the other 7 people who told you otherwise were lying." Seriously?
This all feels like one big scam to ****er people into trial payment plans so they can collect on late fees. Reading other posts the success rate of trial plans going through under Wells Fargo and B of A is about 1 to 10.