has chase ever asked for...

[wonderland]

Hi,

I am not on our mortgage loan, it is only in my husbands name. We did include my income as part of the household income for modification. They asked for a letter from me saying that it was ok to include my income plus they wanted my social security # so they could pull my credit report. Is this typical? Just wondered if anyone else has been asked for this. I didn't think it was required to check my credit for HAMP.

thanks!

[Hopefull2009]

They look at credit report to verify debts that are listed on expense sheet. They also can verify address with credit report.

[wonderland]

I am not on the loan and they want to pull my credit? I don't have a problem with them pulling my credit. My husbands debts are in his name only, none are in mine and he is the only one on the loan.

[HopingtoFind]

They verify financial information you provide against credit reports. Credit report shows them all your debts/expenses. Since they are using your financial information to qualify you and your husband for modification they want to see your debt as well.