Advice on if there verbal was a LIE AGAIN

[minknmelissa]

Okay so for ten months now I have been trying to get mod. I finally had naca involved they told me not accept offer they recieved it was my loan now made no sense at all. So basically the other day with a hud hope counselor on the phone bank of america told me that i could get MHA but i had to release naca send in letter gave me confirmation number and everything so i decided to do it because i figured we had hud counselor on three way how could they lie. But fast forward the check never got pulled from my bank account and i called back to find out why they didn't and they put me through all this bull. So my question is has anyone made trial payment without anything in writing of course we asked for it in writing but they said package will take 30-45 days and to keep making new payment. I don't know i don't know if i'm paranoid but i feel like they were fool of it.I keep reading here that people had coupons sent to them first for trial payments and she said that the money that i had in misc. she was using firts month towards trial payment and then i would actually be making second payment Please someone help if they have a clue
Thanks

[Evan Bedard]

Hi minknmelissa,

has anyone made trial payment without anything in writing of course we asked for it in writing but they said package will take 30-45 days and to keep making new payment. I don't know i don't know if i'm paranoid but i feel like they were fool of it.I keep reading here that people had coupons sent to them first for trial payments and she said that the money that i had in misc. she was using firts month towards trial payment and then i would actually be making second payment Please someone help if they have a clue

Do NOT start paying on the trial period is you have not first received the agreement in writing. No agreement is valid until you sign the agreement and send back to your lender. We are seeing this a lot now, they will try to get you to make a payment for the trial period before sending out the docs. Do not trust them until you get in in writing..

[Sacdude]

DO NOT MAKE a payment without getting it in writing. I was cheated the same way. They told me that I was approved for HAMP and I made a payment on the phone and now they came back after they got the payment saying you are still under review. So make sure you don't pay until you have a written agreement.

[minknmelissa]

This is such a shame i made the payment already. I just wanted things to start looking up. What else is new the lied to me again,