Daily Calls Needed To see if your house has been sold!

[davephx]

This direct from manager at Citi I just talked to.

Under the HAMP plan, even when they have you in foreclosure hold status, they can reverse that status if THEY determine you are not eligible for HAMP or any other plan and sell your home without notice.

This is the "end-run" or "Silent" foreclosure that is being reported my attorneys, National Consumer Law Center, etc.

His suggestion was to call daily after the sale date in the original foreclosure notice...to see if your house has been sold.

This is the problem Congress or someone needs to address in my view.

"Participating servicers violate the HAMP guidelines by selling homes at foreclosure while homeowners are negotiating loan modifications, requiring waivers of homeowner rights, and refusing to offer HAMP modifications to qualified borrowers. Lack of transparency in the application, review and turn down process exacerbates these problems." Source National Consumer Law Center 9/11/09

[B Stevens]

That is why I posted this topic Has anyone finished a HAMP program? People are getting HAMP'd out of there homes and don't know it until it is too late.