Real confused

[jeff6898]

I am totaly confused hoping smeone can clear this up for me. HAve loan with Wamu which I though was bought out and now owned by Chase.
Wehn I got served my foreclosure papers it says servicer is Wamu, Bank of America, Lasaale Bank who is foreclosing. Since I was denied my mod by Wamu I contacted Chase. THey told me they had nothing to do with my loan and I couln't apply for a mod with them, that it had to be through Wamu. Does Wamu still exist then? Chase hasn't taken over my loan?
Why and who is Bank of America and Lasalle bank foreclosing on me?

[LHarveyMadman]

Even though there have been mergers/buyouts of major banks, it appears that for the most part they are still acting as separate entities. That is, if your loan originally through WaMu, then you would continue to work through the original WaMu channels. Countrywide customers, for example, do not contact Bank of America directly, they contact Countrywide.

In your case, Bank of America and LaSalle Bank must be the investors on your loan.

[Moe Bedard]

Jeff................

did you not receive the modification?

SUCCESS with WAMU

[jeff6898]

I did originally but a month before the first payment was due my wife got let go at her job due to the economy. Didn't have any luck finding another one for almost 4 months. Got behind again ad was denied a 2 mod request. Was told they are not allowed to do another mod once you had 1. I don't believe that they can do anything they want. But I accepted it I am moving out