I'm new to the forum. I own a a primary residence in Las Vegas. My LTV is probably 200% (239K mortagage, 120K value). My loan is backed (not sure if that is the correct terminology) by Feddie Mac. My servicer is Provident Funding who does participate in HARP and basically just blew me off when I discussed a refinance. My only recourse is another lender through HARP 2.0 Open Access. Both Wells Fargo Home Mortgage (WFHM) and Amerisave have told me that they are only doing a HARP 2.0 Fannie Mae Open Access. WFHM specificaly told me "Freddie Mac is working on rolling out their guidelines, they are just a little slower than Fannie Mae in getting it done." and "the date of release for Freddie Mac non WFHM Customers is tentatively slated for after the summer to open to customers who are in your situation.".
I've spent so much time researching HARP 2.0 Open Access/Freddie Mac and it's frustrating that I can't seem to get any definitive answers. Has anyone had any success or can they shed any light on this issue? I'm tempted to just walk away but cannot do this because of a job-related/security clearance issue. With HARPHARPHAHARP