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  1. 03-26-2011, 10:27 PM #1
    helpfixmyloan
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    HARP Refinance with HSBC

    Has anyone been successful doing a HARP Refinance with HSBC?

    I know in the past that they didn't have any of the Obama Refinance programs in place... but just checking if things have changed.
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  2. 05-03-2011, 05:22 PM #2
    Eagle777
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    Nope, things haven't changed I'm trying right now but they are giving me very hard time. I am hoping to be one of the lucky ones soon.

    Good Luck!
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  3. 05-04-2011, 05:58 AM #3
    helpfixmyloan
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    Are you filling out all the hardship papers? It sounds like citi and chase make it much easier..
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  4. 10-05-2011, 03:25 PM #4
    futurehope
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    I received the loan terms for a HARP loan mod today through HSBC, after making my 3 trial payments. The terms are not as good I was hoping. They have offered me a 40 year fixed loan at 5%. I currently have a 30 year adjustable and pay 5.125% I am wondering if I should take this or try to negotiate with them first. Any advice?
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  5. 10-13-2011, 05:02 PM #5
    Eagle777
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    Futurehope. How long did it take for them to offer a loan mod? I have tried twice but they keep denying us. Are they offering you a loan mod or refi?
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  6. 10-14-2011, 11:19 AM #6
    Cat Damiano
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    HARP would be the refi, HAMP would be the loan mod. With trial payments, that is most definitely a loan mod not a refi.
    Best Regards,

    Cat Damiano
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