1. 11-01-2012
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Forum: HARP Mortgage Loan Program

This forum is to ask and answer question in regards to the government sponsored HARP mortgage refinance loan program.

  1. Sticky Thread Sticky: HARP New Deadline December 31, 2015

    Started by Evan Bedard, 04-11-2013 10:05 AM
    harp deadline, harp guidelines, harp requirements, home affordable refinance program, no equity refinance, refinance negative equity, underwater refinance
    • Replies: 3
    • Views: 641
    05-11-2013, 05:48 PM Go to last post
  2. Sticky Thread Sticky: Searching for a HARP Unlimited LTV Lender

    Started by Erik Sandstrom, 10-04-2012 03:08 PM
    harp, harp 2.0, harp lenders, unlimited ltv
    • Replies: 8
    • Views: 1,744
    03-15-2013, 11:11 AM Go to last post
  3. Sticky Thread Sticky: Product Revisions to HARP Refinance Guidelines

    Started by Erik Sandstrom, 03-05-2013 01:19 PM
    harp, harp dti, harp product guidelines, harp revisions, harp self employed
    • Replies: 0
    • Views: 610
    03-05-2013, 01:19 PM Go to last post
    • Replies: 7
    • Views: 991
    11-20-2012, 07:40 PM Go to last post
  4. Sticky Thread Sticky: HARP Most Commonly Asked Questions - Answered!

    Started by Erik Sandstrom, 05-08-2012 03:20 PM
    • Replies: 13
    • Views: 3,424
    11-19-2012, 01:32 PM Go to last post
  5. Sticky Thread Sticky: What does Expanded Approval mean for HARP?

    Started by Erik Sandstrom, 11-12-2012 03:34 PM
    expanded approval, harp, home affordable refinance program, unlimited ltv
    • Replies: 0
    • Views: 956
    11-12-2012, 03:34 PM Go to last post
    • Replies: 3
    • Views: 1,461
    11-07-2012, 02:43 PM Go to last post
    • Replies: 1
    • Views: 91
    Yesterday, 11:25 PM Go to last post
  1. Harp 2.0 Problems with Wells Fargo

    Started by HOUSINGFEAR, 02-13-2012 02:53 AM
    • Replies: 8
    • Views: 7,480
    05-31-2013, 12:55 PM Go to last post
    • Replies: 1
    • Views: 444
    05-31-2013, 09:10 AM Go to last post
    • Replies: 1
    • Views: 799
    05-12-2013, 10:26 AM Go to last post
  2. HARP Seasoning Requirement

    Started by cherice, 05-01-2013 04:20 PM
    • Replies: 8
    • Views: 485
    05-08-2013, 02:47 PM Go to last post
    • Replies: 10
    • Views: 2,479
    05-08-2013, 02:37 PM Go to last post
    • Replies: 1
    • Views: 772
    04-29-2013, 12:57 PM Go to last post
  3. Harp 3???

    Started by simigal, 09-06-2012 07:17 AM
    • Replies: 12
    • Views: 2,247
    04-29-2013, 12:37 PM Go to last post
  4. Moved: Citi Mortgage Harp question

    Started by Crickee, 04-18-2013 01:07 PM
    •  
    •  
    • Replies: 6
    • Views: 853
    04-15-2013, 04:30 PM Go to last post
    •  
    •  
    • Replies: 4
    • Views: 941
    04-03-2013, 10:25 AM Go to last post
    • Replies: 30
    • Views: 1,916
    04-03-2013, 02:29 AM Go to last post
  5. Why just Fannie/Freddie?

    Started by lagofamily, 06-07-2012 11:20 PM
    • Replies: 21
    • Views: 2,526
    04-01-2013, 10:02 PM Go to last post
  6. Refi/modification/

    Started by BOBBYSLOAN, 11-05-2012 04:08 PM
    • Replies: 10
    • Views: 1,101
    03-29-2013, 07:10 AM Go to last post
    • Replies: 2
    • Views: 1,380
    03-23-2013, 05:35 AM Go to last post
    • Replies: 5
    • Views: 1,471
    03-21-2013, 02:22 PM Go to last post
    • Replies: 19
    • Views: 1,899
    03-10-2013, 10:24 PM Go to last post
    • Replies: 12
    • Views: 2,256
    03-07-2013, 12:47 PM Go to last post
  7. HARP2 approved -- 2nd (PNC) denying subordination

    Started by Heide, 05-10-2012 10:15 AM
    • Replies: 16
    • Views: 5,919
    03-07-2013, 10:05 AM Go to last post
  8. If HARP 3.0 passes.

    Started by tgeoghegan, 02-28-2013 04:17 PM
    • Replies: 5
    • Views: 1,975
    03-04-2013, 02:44 PM Go to last post
    • Replies: 6
    • Views: 1,054
    02-27-2013, 11:27 AM Go to last post
  9. Single Premium MI on a HARP Refinance

    Started by Erik Sandstrom, 02-27-2013 11:17 AM
    du refi plus, harp, harp with mi, mortgage insurance
    • Replies: 0
    • Views: 439
    02-27-2013, 11:17 AM Go to last post
  10. HAMP/HARP 2.0 Mortgage Reduction

    Started by confused2010, 01-29-2013 02:28 PM
    • Replies: 5
    • Views: 1,017
    02-20-2013, 12:02 PM Go to last post
  11. Alternates to HARP3

    Started by Mr. Underwater, 02-02-2013 04:43 PM
    • Replies: 3
    • Views: 1,262
    02-16-2013, 09:35 PM Go to last post
  12. Is HARP 3 taking a U-Turn???

    Started by CalOkie, 02-10-2013 12:35 PM
    • Replies: 10
    • Views: 3,433
    02-13-2013, 09:29 AM Go to last post
  13. HAMP Approved but GMAC denied in San Diego

    Started by manwhorzzz, 01-24-2013 11:50 AM
    bofa, gmac, hamp, loan modication, san diego
    • Replies: 17
    • Views: 826
    01-31-2013, 10:15 AM Go to last post
  14. Harp 2 DU Refi Plus Deemed Ineligible

    Started by Lakeplanner, 07-28-2012 09:29 AM
    • Replies: 9
    • Views: 1,699
    01-28-2013, 12:10 PM Go to last post
    • Replies: 4
    • Views: 1,107
    01-15-2013, 03:01 PM Go to last post
    • Replies: 1
    • Views: 710
    01-14-2013, 11:51 AM Go to last post
  15. Harp 2/Freddie Mac Open Access

    Started by JenLynn, 09-25-2012 10:18 AM
    • Replies: 4
    • Views: 1,295
    01-09-2013, 03:22 PM Go to last post
  16. Question Where is Erik Sandstrom lateley?

    Started by Tee-Dub, 11-07-2012 10:12 AM
    • Replies: 3
    • Views: 949
    12-26-2012, 11:46 AM Go to last post
  17. HARP Refinance Reserve Requirements UPDATE

    Started by Erik Sandstrom, 12-03-2012 02:58 PM
    fannie mae, freddie mac, harp, harp california, harp reserve requirements
    • Replies: 1
    • Views: 1,004
    12-04-2012, 01:08 AM Go to last post
  18. HARP refinancing with GMAC /ALLY

    Started by lydsh, 11-28-2012 04:38 PM
    • Replies: 2
    • Views: 1,233
    11-30-2012, 01:07 PM Go to last post
  19. HARP 2.0 REFI PROGRAM (GMAC / Ally)

    Started by AFlorida, 12-03-2011 08:25 AM
    ally, gmac, harp, harp2, refinance
    • Replies: 14
    • Views: 13,813
    11-28-2012, 04:30 PM Go to last post
  20. harp for second home

    Started by blondeinmn, 11-18-2012 08:20 AM
    • Replies: 1
    • Views: 1,162
    11-19-2012, 08:37 AM Go to last post
  21. HARP Interest Rates

    Started by lolodl, 08-05-2012 05:35 AM
    • Replies: 5
    • Views: 2,621
    11-15-2012, 07:44 PM Go to last post
  22. Seterus/Quicken Harp almost success...

    Started by wonllac, 11-12-2012 05:35 PM
    • Replies: 8
    • Views: 2,287
    11-13-2012, 04:08 PM Go to last post
    • Replies: 2
    • Views: 924
    11-09-2012, 03:11 PM Go to last post
  23. Smile Success with HARP

    Started by dkauf, 11-08-2012 01:50 PM
    • Replies: 1
    • Views: 910
    11-08-2012, 04:17 PM Go to last post
  24. Why I am not eligible for HARP?

    Started by Johnny B Good, 10-15-2012 10:22 AM
    • Replies: 7
    • Views: 1,414
    10-24-2012, 01:42 PM Go to last post
  25. HARP 2.0 and a loan mod

    Started by boricua65, 06-26-2012 01:27 PM
    • Replies: 8
    • Views: 2,697
    10-22-2012, 02:30 PM Go to last post
  26. Fair Rate from Chase?

    Started by TurtleGrrl, 08-04-2012 04:34 AM
    • Replies: 5
    • Views: 1,294
    10-22-2012, 05:29 AM Go to last post
  27. Considerations to start HARP

    Started by atzetm, 07-18-2012 11:34 AM
    • Replies: 13
    • Views: 1,765
    10-19-2012, 07:49 PM Go to last post
  28. Need Help Please - Mess with HARP2 Lenders

    Started by JenLynn, 10-15-2012 02:40 PM
    • Replies: 5
    • Views: 988
    10-15-2012, 09:05 PM Go to last post
  29. HARP, need to reaffirm my mortage

    Started by Matthcfr, 10-15-2012 07:44 AM
    • Replies: 5
    • Views: 889
    10-15-2012, 10:21 AM Go to last post
  30. Why your lenders aren't offering HARP 2 NOW

    Started by Erik Sandstrom, 01-25-2012 05:22 PM
    • Replies: 48
    • Views: 20,039
    10-11-2012, 11:32 AM Go to last post
    • Replies: 2
    • Views: 901
    10-09-2012, 06:33 PM Go to last post
  31. SunTrust offering HARP 2

    Started by PearlM, 10-01-2012 03:53 PM
    • Replies: 2
    • Views: 1,086
    10-04-2012, 11:33 AM Go to last post
  32. got Harp. how did i do?

    Started by olderbae, 09-26-2012 04:17 PM
    • Replies: 3
    • Views: 912
    09-26-2012, 08:53 PM Go to last post
  33. Advice with WF HARP and Citi 2nd

    Started by sjvoreo, 09-01-2012 03:51 PM
    • Replies: 3
    • Views: 1,145
    09-08-2012, 04:27 PM Go to last post
  34. Harp 2.0 after HAMP

    Started by bnrbnsn, 08-31-2012 05:47 PM
    • Replies: 3
    • Views: 1,543
    09-07-2012, 08:26 PM Go to last post
  35. I need consultation/ new loan terms

    Started by bnrbnsn, 09-07-2012 08:17 AM
    • Replies: 1
    • Views: 877
    09-07-2012, 09:33 AM Go to last post
  36. How Does PMI work with the Harp??

    Started by stielow, 09-01-2012 08:11 AM
    • Replies: 1
    • Views: 1,063
    09-02-2012, 11:24 AM Go to last post
  37. WF Harp 2.0 Re-Fi

    Started by DisgustedInChgo, 08-28-2012 07:36 PM
    • Replies: 5
    • Views: 1,080
    09-02-2012, 10:46 AM Go to last post
    • Replies: 1
    • Views: 917
    08-31-2012, 07:09 AM Go to last post
  38. Not sure what to make of this?

    Started by ahdelta18, 08-23-2012 10:32 AM
    • Replies: 1
    • Views: 896
    08-24-2012, 07:33 AM Go to last post
  39. Bank of american HARP stated income

    Started by stielow, 08-23-2012 09:19 AM
    • Replies: 1
    • Views: 1,205
    08-23-2012, 10:58 AM Go to last post
  40. Non-conforming and credit supplement?

    Started by nancolorado, 08-12-2012 02:05 PM
    • Replies: 3
    • Views: 1,821
    08-17-2012, 03:40 PM Go to last post
  41. HARP Confusion

    Started by Eyeween, 08-15-2012 10:34 AM
    harp
    • Replies: 4
    • Views: 1,139
    08-15-2012, 07:07 PM Go to last post
  42. Question Any lenders working with a score below 620?

    Started by markedup, 07-30-2012 07:59 PM
    • Replies: 1
    • Views: 1,343
    08-13-2012, 09:11 PM Go to last post
  43. Harp after charge off?

    Started by Eagle777, 07-11-2012 11:42 PM
    • Replies: 4
    • Views: 1,211
    08-12-2012, 02:43 PM Go to last post
  44. HARP Now Accepting loans with MI!!!!

    Started by Erik Sandstrom, 12-06-2011 01:51 PM
    • Replies: 18
    • Views: 6,267
    08-08-2012, 08:52 PM Go to last post
  45. Harp 2.0 denied

    Started by Clhope, 08-02-2012 08:54 AM
    • Replies: 3
    • Views: 1,180
    08-02-2012, 11:03 AM Go to last post
  46. Harp 2.0 Refinance with LPMI in NJ?

    Started by DanMaldonado, 05-12-2012 11:33 AM
    • Replies: 5
    • Views: 1,841
    08-01-2012, 03:13 PM Go to last post
  47. Harp2.0 help - Citi/Freddie

    Started by exploringoptions, 07-28-2012 06:15 PM
    • Replies: 4
    • Views: 1,100
    07-29-2012, 12:26 PM Go to last post
  48. HARP 2.0 Refinance Denied Help!!

    Started by rharris, 07-12-2012 12:27 PM
    • Replies: 2
    • Views: 1,573
    07-27-2012, 06:30 PM Go to last post
  49. HARP Refi, too good to be true?

    Started by bummedinWA, 07-11-2012 12:08 AM
    • Replies: 6
    • Views: 4,658
    07-26-2012, 08:46 PM Go to last post
  50. HARP Refinance - Wells Fargo

    Started by GeorgiaGrl, 07-25-2012 05:47 AM
    harp, refinance first mortgage, underwater, wells fargo
    • Replies: 2
    • Views: 1,554
    07-25-2012, 09:09 AM Go to last post
  51. HARP 2.0 for EMC/Chase

    Started by poskeyreunion, 04-05-2012 06:30 PM
    • Replies: 4
    • Views: 3,007
    07-18-2012, 09:39 AM Go to last post
  52. Loan Mod or HARP 2.0 Refi?

    Started by kyosuke75, 07-02-2012 12:44 AM
    • Replies: 4
    • Views: 1,560
    07-16-2012, 10:51 AM Go to last post
  53. HARP 2 Eligibility in Question

    Started by photonone, 02-16-2012 01:28 PM
    • Replies: 7
    • Views: 4,985
    07-16-2012, 08:56 AM Go to last post
  54. HARP 2 Refinance

    Started by NevadaHelp, 03-12-2012 08:09 PM
    • Replies: 11
    • Views: 7,418
    07-15-2012, 07:21 PM Go to last post
  55. Harp and Hamp?

    Started by rookie, 07-06-2012 05:58 AM
    • Replies: 1
    • Views: 1,163
    07-06-2012, 07:42 AM Go to last post
  56. HARP Refinance on a Condominium but 4 units

    Started by MikeBones, 07-03-2012 04:27 PM
    • Replies: 1
    • Views: 1,174
    07-05-2012, 08:29 AM Go to last post
    • Replies: 1
    • Views: 1,324
    07-03-2012, 10:04 AM Go to last post
  57. Unhappy HARP 2.0 Subordination on 2nd Mortgage Questions

    Started by sparkler, 05-18-2012 06:27 PM
    • Replies: 5
    • Views: 4,330
    07-01-2012, 08:32 PM Go to last post
  58. Question HARP refinancing with LPMI in Oregon

    Started by SODogLover, 05-24-2012 02:32 PM
    • Replies: 3
    • Views: 1,604
    06-12-2012, 06:02 PM Go to last post
  59. Underwater? HARP Is Your Life Preserver

    Started by Erik Sandstrom, 06-12-2012 12:25 PM
    • Replies: 0
    • Views: 1,318
    06-12-2012, 12:25 PM Go to last post
  60. Harp 2.0 quote from Wells Fargo

    Started by jskcmcg, 06-06-2012 07:53 PM
    • Replies: 1
    • Views: 1,957
    06-07-2012, 07:25 AM Go to last post
  61. To harp or not?

    Started by MissMom, 05-25-2012 06:18 PM
    • Replies: 2
    • Views: 1,366
    06-05-2012, 09:50 AM Go to last post
    • Replies: 1
    • Views: 1,587
    05-24-2012, 07:27 AM Go to last post
  62. HARP 2.0 Freddie Mac vs. Citibank

    Started by cmd97, 12-16-2011 12:07 PM
    • Replies: 35
    • Views: 14,268
    05-23-2012, 01:29 PM Go to last post
  63. Appraisal required for HARP 2.0??

    Started by cajpwood, 05-22-2012 09:50 AM
    • Replies: 2
    • Views: 2,854
    05-22-2012, 01:23 PM Go to last post
  64. Harp 3

    Started by Myrtle, 05-04-2012 06:53 PM
    • Replies: 1
    • Views: 2,681
    05-06-2012, 08:13 PM Go to last post
  65. Harp 2.0 Refinance denied by Citibank

    Started by aigabak, 05-04-2012 06:39 PM
    • Replies: 4
    • Views: 4,231
    05-06-2012, 08:03 PM Go to last post
  66. HARP 2.0 Open Access/Freddie Mac

    Started by tom_zinn, 03-30-2012 10:48 AM
    freddie mac refinance, harp 2.0, open access, provident funding
    • Replies: 4
    • Views: 3,836
    05-04-2012, 07:06 AM Go to last post
  67. HARP with Flagstar?

    Started by rosalinda, 03-07-2012 05:10 PM
    • Replies: 20
    • Views: 3,945
    05-03-2012, 08:50 AM Go to last post
  68. Fannie Mae HARP 2.0 approval levels...

    Started by siromega, 04-26-2012 07:04 PM
    • Replies: 8
    • Views: 3,430
    04-30-2012, 09:39 PM Go to last post
  69. HARP 2.0 after short sale?

    Started by cherice, 03-23-2012 04:10 AM
    california, harp 2.0, short sale
    • Replies: 14
    • Views: 6,839
    04-30-2012, 08:33 PM Go to last post
  70. Getting the Run Around HARP

    Started by TeamRoper, 04-30-2012 02:42 PM
    • Replies: 0
    • Views: 1,625
    04-30-2012, 02:42 PM Go to last post
  71. HARP 2.0 after Bankruptcy

    Started by All In, 04-25-2012 07:59 PM
    • Replies: 3
    • Views: 5,296
    04-26-2012, 07:58 PM Go to last post
  72. Angry HARP 2.0 Setback

    Started by dkauf, 04-18-2012 11:15 AM
    • Replies: 5
    • Views: 1,893
    04-19-2012, 09:26 PM Go to last post
    • Replies: 4
    • Views: 2,161
    04-19-2012, 09:01 PM Go to last post
    • Replies: 8
    • Views: 2,761
    04-19-2012, 08:54 PM Go to last post
  73. HARP - Know your options!

    Started by Erik Sandstrom, 02-13-2012 08:21 PM
    • Replies: 26
    • Views: 6,471
    04-16-2012, 05:26 PM Go to last post
  74. US Bank about HARP..

    Started by Sancho, 04-13-2012 10:42 AM
    • Replies: 3
    • Views: 1,915
    04-13-2012, 07:55 PM Go to last post
    • Replies: 3
    • Views: 3,763
    04-11-2012, 08:16 PM Go to last post
  75. faster HARP 2.0 closing?

    Started by twd000, 04-11-2012 07:19 PM
    • Replies: 2
    • Views: 1,857
    04-11-2012, 08:13 PM Go to last post
  76. HARP 2.0 refi lender list?

    Started by siromega, 03-20-2012 08:04 PM
    • Replies: 8
    • Views: 21,196
    04-10-2012, 11:36 PM Go to last post

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