Ok it all said and done i think? My first 30 day late hit me for 69 points,my 60 day hit me for 5 points and a RF (repossetion/foreclosure) hit me for 0 points.I just checked my credit this mourning and this was the outcome. I dont know if they can report any further than a "RF" on a credit report can they? If this is as far as they go then it will have taken about 74 credit points in the end.This is copy/paste from my credit report.
| 07 | 07 | 07 | 07 | 07 | 07 | 07 | 07 | 07 | 08 | 08 | 08 | 08 | 08 | 08 | 08 | 08 | 08 | 08 | 08 | 08 |
| | | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | OK | 30 | 60 | RF |
WELLS FARGO HOME MORTGAGE
| $104,762.00 |  | 12/1/2008 |  | BANK ADJUSTMENT / DEED IN LIEU / BANK LIQUIDATION |