I just received a strange call from B of A, the holder of our 2nd. A customer service rep just called out of the blue (not late or missed at all yet)and asked to verify all my income and employment history. I was very cautious and did not divulge anything other than the very basics.
He also asked if I was aware my 1st loan was an Option-A (Duh!) and I was severely upside down. I am well aware of that thank you. I told him I would deal with that train wreck when the time came.
He also asked if I was aware I have a high debt load on my CC, also with B of A. Again, YES!...what is your point?
He then asked if I had any questions for him and thanked me for being a loyal B of A customer. End of call.
Anyone else experience this? What are they fishing for ? Is my situation a glaring red flag in there office or what?