Chase lawsuit - Kassas Law - Alternative Dispute Resolution - Fair Housing Complaint

[LreyChased]

Been through the whole wonderland of foreclosure the past 3 years plus.

Close to being in position for final legal action if I can get funds in order.

Unclear if this is final obstacle or an opportunity. Fair Housing complaint being presented as strong alternative to lawsuit with good research and expert application. There is relatively minor cost of audit and referred to lawyer that would represent on contingency of 30% to 40%. Would prob go forward if could pay for report. Going through process of verifying claims.

Spoke w/ rep and interestingly mentioned on other thread but he admitted he previously worked with modification firms and was disillusioned. Seemed very genuine.

On the other hand didn't get answer specifically on HUD Fair Housing and seems expensive though it starts with ADR that threatens to file with various regulators. There is also a qualifying for actual Chase lawsuit which appears to be class action.

Seems more comprehensive and lawyer backed but some questions raised. On the other hand can file complaint to stabilize loan situation then file lawsuit.

Can anyone recommend lawyer in southern CA that has worked with Fair Housing complaints and will work on contingency or payments or other arrangements? Can provide technical, research skills and resources.

Thanks!

[SurfwhenUcan]

lrey, any two bit attorney can look at 100 files and find "claims" in 96 of them. I'm not an attorney and even I can do that. I've researched this outfit and all I see are lots of webpages of them talking about themselves. If they mailed a mailer to you, they had a mail house pull credit data for people with a mortgage 60+ days late. Then they send out 20,000 mailers and pitch all the $#ckers that call in. The pitch is always the same - it is based on the caller's feelings of entitlement - you think you deserve something, the bank isn't cooperating, the scary attorney is going CONFRONT the big bad bank and FORCE them to give you that to which you are entitled.

If I had no ethics, I would be a millionaire because if I worked for Kassas, you called in and I answered, I can guarantee you would be cutting me a check before the call was over. It's like shooting ducks in a barrel. I don't know what they pitched you as an outcome, but once they process your so-called "claims" maybe shop around a bit and see what legitimate attorneys say, you know, ones that don't comb credit data, mail to people with distressed mortgages and talk themselves up on PR Newswire. No respectable attorney I know, and I know plenty, would taint themselves with this kind of business. Only the bottom of the barrel.

[LreyChased]

I hear what you're saying and I've dealt with that before. When choice is between paying $300/hr and being at the mercy of lenders and politicians then you need to look at your options it's not that you're a ****er or feel entitled; we are trying to find solutions.

If you have anything more specific I would appreciate any info.

Main question was whether Fair Housing complaints can be as effective as a lawsuit and if anyone has had experience.

The difference was in talking to them they were not promising anything and actually had a more complete process and analysis compared to mass joinders etc.

With the scale of the problem as it is marketing techniques aren't necessarily evil. But you need to do your due diligence which I'm trying to do here.

[SurfwhenUcan]

Due diligence is your best defense against scams and that's good you are doing it.

When someone says they want to hire an attorney to go after the bank, I usually ask what their goal is and what specifically they think has been done to them by the bank that warrants a lawsuit.

Class action lawsuits generally do nothing more than line the pockets of the tort lawyers who file them. They are worthless to the homeowner. Look at the action Jerry Brown won against WF (was it WF? I can't remember anymore). It was in all the papers - millions and millions of dollars. Only when you do the math, even for people who lost their home because of WF, their compensation amounted to a couple thousand dollars.

What you can expect from a lawsuit boils down to what is the claim, how strong is the claim, what damages have you sustained and what is the court's specific remedy for those damages. Attorneys are barred from promising a specific result in any way, so Kassas is not allowed to promise anything anyway. But any good attorney can make it sound like you have a great cause of action, if only by being sympathetic to your complaints about the bank. That alone gets people writing checks.

[LreyChased]

Think we're on the same page though each new "offer" should prob be looked at.

This could be another evolution of scam or different option if they pass the criteria you put forth. If I can pin down complaint side which I will try since there won't be a major investment compared to Kassas will see if they measure up if I need to go lawsuit route.

About to sell my car since lawyer on contingency seems to be a mythical creature.

For general viewership/info found link to lawyers here:
Trusted Attorneys - Mandelman Matters

[LreyChased]

Just to round things out a "non-profit" wanted to charge me for printed report of major violations score prob around a thousand dollars. Then to file complaint or demand letter in $1,500 to $6,000 range to stop sale around 6 months ago.

Then they attempted to steer me into possibly predatory short sale.

One researcher helped me with QWR and volunteered her time in reviewing chain of title. Other audit group did strong violations preliminary report and allowed me to use though they need to charge for full report that lawyer can work with.

So very much a mixed bag of what help is out there. The advantage now is that with the time that has passed we can look out for signs and now in CA there is a complete mortgage abuse task force.

[rdallin]

Due diligence is your best defense against scams and that's good you are doing it.

When someone says they want to hire an attorney to go after the bank, I usually ask what their goal is and what specifically they think has been done to them by the bank that warrants a lawsuit.

Class action lawsuits generally do nothing more than line the pockets of the tort lawyers who file them. They are worthless to the homeowner. Look at the action Jerry Brown won against WF (was it WF? I can't remember anymore). It was in all the papers - millions and millions of dollars. Only when you do the math, even for people who lost their home because of WF, their compensation amounted to a couple thousand dollars.

What you can expect from a lawsuit boils down to what is the claim, how strong is the claim, what damages have you sustained and what is the court's specific remedy for those damages. Attorneys are barred from promising a specific result in any way, so Kassas is not allowed to promise anything anyway. But any good attorney can make it sound like you have a great cause of action, if only by being sympathetic to your complaints about the bank. That alone gets people writing checks.

Hi, who would you recommend using to fight the lender(s)? Seems like you have been doing some research on several companies. Is there one or two who you went with or would recommend? What has your experience been in this approach? Any info would be really appreciated. I'm using Kassas Law right now, but am in the VERY beginning stages. Not sure but hope I made the right choice, lol?