Truth In Lending Act - Page 3 - Loan Modification Forum

Illuman23 · 12-28-2007, 04:21 PM

FYI If you dispute more than 1 account the automated underwriting system (DU or LP) will reject your application, and it will have to be processed manually. That is probably the reason your lender wanted to put you in a higher interest loan program. They should still be able to offer you the fixed rate at 6.125%, but you'll have to cough up your full 2 year tax returns, w-2's, etc.

Andrew · 12-28-2007, 06:37 PM

I did supply all info w-2's tax returns and even a yr worth of bank statements. Our credit scores are 659 middle and 679 middle

hollywood007 · 02-04-2008, 12:06 PM

Brain:
i have a friends loan that i could really use help on, how soon could you look at this! even though i doubt we could get this done n time, the auction is set for tomorrow and the leanded wont budge.
could you at least offer some advice on what to say or on a letter to write in regards to telling them we wont to turn this over to an attorney.

thank you,

Moe Bedard · 02-04-2008, 12:52 PM

Hollywood,
Brian is no longer associated wth this site...............

Please call Marshall if you need attorney assistance:

Law Offices of Marshall E. Rosenbach
468 N. Camden Drive, Suite 200
Beverly Hills, California 90210
Telephone (310) 860-4764
Facsimile (310) 860-4763

kurtkrum · 06-29-2009, 11:58 AM

Does anyone know of an attorney in MD that can review my loan documents for RESPA or TILA violations?

I have a home that has been for sale for 1.5 years. It had a bridge loan on it with a baloon payment or $456,000 that was due in February. I could not get the house refinanced and AmTrust will not work with me to originate a new loan and have sent me a notice of intent to foreclose.

In my primary residence, I also have my first mortgage with AmTrust and it is current.

I would like to see if I can find some leverage to get them to cooperate with me because they are being unreasonable and difficult.

otisanddinga · 07-12-2009, 10:36 PM

If your in California, call Fransen and Molinaro in Corona, CA. Otherwise, I 'd call them and ask who but you should hire an attorney, in my opinion as they will deliver the goods faster and usually better terms... They are listed all over this site and know what they're doing. I hired them...Good Luck.

otisanddinga · 07-12-2009, 10:41 PM

sorry, I noticed you are from md. I would recommend hiring an attorney in md that is experienced in this rather than just any mod expert. It's usually $2500-$3000 either way but money well spent when it come to your most expensive asset....

mel239 · 08-13-2009, 05:46 PM

attorney in Lorain county,OHIO--[west of cleveland] any recommendations

12-28-2007, 04:21 PM	#51 (permalink)
Illuman23 Banned Join Date: Dec 2007 Location: San Diego Posts: 5 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Credit Disputes FYI If you dispute more than 1 account the automated underwriting system (DU or LP) will reject your application, and it will have to be processed manually. That is probably the reason your lender wanted to put you in a higher interest loan program. They should still be able to offer you the fixed rate at 6.125%, but you'll have to cough up your full 2 year tax returns, w-2's, etc.

12-28-2007, 06:37 PM	#52 (permalink)
Andrew Successful Homeowner Join Date: Aug 2007 Posts: 696 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Truth In Lending Act I did supply all info w-2's tax returns and even a yr worth of bank statements. Our credit scores are 659 middle and 679 middle

02-04-2008, 12:06 PM	#53 (permalink)
hollywood007 Member Join Date: Jan 2008 Posts: 9 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Truth In Lending Act Brain: i have a friends loan that i could really use help on, how soon could you look at this! even though i doubt we could get this done n time, the auction is set for tomorrow and the leanded wont budge. could you at least offer some advice on what to say or on a letter to write in regards to telling them we wont to turn this over to an attorney. thank you,

02-04-2008, 12:52 PM	#54 (permalink)
Moe Bedard Founder Join Date: Aug 2007 Location: Southern California Posts: 16,887 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Truth In Lending Act Hollywood, Brian is no longer associated wth this site............... Please call Marshall if you need attorney assistance: Law Offices of Marshall E. Rosenbach 468 N. Camden Drive, Suite 200 Beverly Hills, California 90210 Telephone (310) 860-4764 Facsimile (310) 860-4763 __________________ Moe Bedard Founder LoanSafe.org "America's #1 Home Loan Forum" LoanWorkout.org "America's # Loan Modification Blog" Get My FREE Loan Modification E-Book \| Please donate to LoanSafe.org \| Loan Modification Training For Attorneys \| Rate Your Mortgage Servicer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

06-29-2009, 11:58 AM	#55 (permalink)
kurtkrum Member Join Date: Jun 2009 Posts: 6 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Truth In Lending Act Does anyone know of an attorney in MD that can review my loan documents for RESPA or TILA violations? I have a home that has been for sale for 1.5 years. It had a bridge loan on it with a baloon payment or $456,000 that was due in February. I could not get the house refinanced and AmTrust will not work with me to originate a new loan and have sent me a notice of intent to foreclose. In my primary residence, I also have my first mortgage with AmTrust and it is current. I would like to see if I can find some leverage to get them to cooperate with me because they are being unreasonable and difficult.

07-12-2009, 10:36 PM	#56 (permalink)
otisanddinga Banned Join Date: May 2009 Posts: 84 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Truth In Lending Act If your in California, call Fransen and Molinaro in Corona, CA. Otherwise, I 'd call them and ask who but you should hire an attorney, in my opinion as they will deliver the goods faster and usually better terms... They are listed all over this site and know what they're doing. I hired them...Good Luck.

07-12-2009, 10:41 PM	#57 (permalink)
otisanddinga Banned Join Date: May 2009 Posts: 84 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Truth In Lending Act sorry, I noticed you are from md. I would recommend hiring an attorney in md that is experienced in this rather than just any mod expert. It's usually $2500-$3000 either way but money well spent when it come to your most expensive asset....

08-13-2009, 05:46 PM	#58 (permalink)
mel239 Senior Member Join Date: Jul 2009 Posts: 83 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Truth In Lending Act attorney in Lorain county,OHIO--[west of cleveland] any recommendations

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