Maybe a clerical error. Not a law violation to the best of my understanding. Maybe Brian can shed some light on that.Also under impound authorization I pay my taxes separately. And it is marked that impounds and mortgage insurance is required. But I haven't paid mortgage insurance. My house appraised at 260,000 for that loan so it was well over 80%. IT was 85% LTV
Good question and am under the same understanding as you sswiz, but again, lets wait for the attorney and see if he can clear this up.Don't know if this makes a difference. But first payment was to go to home loan center dba lending tree. We sent payment on time to them. Then Countrywide called and harassed us around the 5th of March. Meanwhile our payment was cashed by homeloancenter. Countrywide also charged me late fees on that month. But I was able to have them dropped but it still shows on my transaction history. Isn't the new lender supposed to give you 60 days and cant mark you late for mailing the payment to the original holder of the note?