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This is a discussion on Unpaid Taxes go with House upon Foreclosure? within the Foreclosure Laws forums, part of the Foreclosure Forum category; I live in AZ. I will be walking away from my house and will not be paying my property taxes. ...
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| Junior Member Join Date: Jul 2009
Posts: 1
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Unpaid Taxes go with House upon Foreclosure? I live in AZ. I will be walking away from my house and will not be paying my property taxes. Will this cause problems for me in the future (i.e. wage garnishment, etc) or do the unpaid taxes go with the property not the person? I am aware that upon foreclosure that the County will get paid first, then the 1st position loan and then the 2nd and then any other lien on the property. Just wanted to make sure. Also if anybody can point me to a website illustrating this that would be great!!!! Thanks! |
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| LoanSafe.org Homeowner Guide Join Date: Aug 2007 Location: Southern California
Posts: 2,168
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? Hi jtack welcome and thank you for joining our community. If you are walking away from your home and not paying the property taxes your lender will take care of that through the sale of your property.
__________________ Keep Fighting! Evan Bedard LoanSafe.org Support Team Please donate via paypal to LoanSafe.org to help keep this forum going The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here. |
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| Senior Member Join Date: Sep 2009
Posts: 132
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? Quote:
Evan, When we stop paying our mortgage this month and subsequently stop paying all together .....will WF make a payment next quarter for our taxes ? They are currently escrowing. But since we will be behind by about 3 months at that point will they even bother ? Thank you. By the way, this is a fabulous website. I think I would have probably had a serious nervous breakdown if I didn't have this website to read. It's slightly comforting knowing you are not the only one that is going threw this. It somehow makes me feel like less of a failure. | |
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| Senior Member Join Date: Oct 2009
Posts: 58
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? We are walking away from a property in AZ starting 11/1. A few weeks ago, I met with an AZ real estate attorney. That was one of the questions I asked him, since one of the properties does not have an impound account and the payment is due soon. He told me not to pay it. He says he has never heard of any problems agianst the property owner as a result of this. Once the house goes to trustee sale, the lien goes with it. |
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| Senior Member Join Date: Sep 2009
Posts: 132
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? Quote:
Thank you. I just don't want to have someone from our town show up at my door and ask me where my taxes are. **No, Yomann, I have not asked WF directly. I'm trying to avoid speaking to them at all. They've just started calling today and I have not picked up the phone. 2 calls so far. We'll see how many more times they call. UGH !
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| Senior Member Join Date: Sep 2009
Posts: 149
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? Get ready to be bombarded, especially if you are not picking up the phone. DH has a personal loan through them and we got behind on that while trying to keep up with mortgage payments. We're now six months behind on the mortgage and caught up with everything else.
__________________ "It is sobering to reflect that one of the best ways to get yourself a reputation as a dangerous citizen these days is to go about repeating the very phrases which our founding fathers used in the struggle for independence." |
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| Senior Member Join Date: Sep 2009
Posts: 132
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? Quote:
What did your husband say to them ? I'm not sure if it's better to ignore all the calls or to just speak to them. I did speak to them last month when we were late and I fibbed and told them that we were planning on becoming current this month. Which we are not. I just don't want them to know that we are not planning on paying and that we are trying to ride this out as long as we can. Is it really best to speak to them ? If so, then what's the best thing to say ? TIA ~
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| Senior Member Join Date: Oct 2009
Posts: 58
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? I have been told if you want to try to stay longer, keep answering and give them reasons why they should give you more time. If you ignore them, they have no reason to delay things. I plan on answering the calls just so they dont bother me at work, etc. I am just going to tell them I am doing my best with the pay cuts we have taken, and that is it! |
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| Senior Member Join Date: Sep 2009
Posts: 149
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? Quote:
If one of you is not working, then I'd tell them that you are looking for a job, or another job if you are already working, and that you just need a little more time to get something lined up so you can catch up. Maybe even put in a few apps somewhere to make the case. Usually a prospective employer will run a credit check of some kind and that should show up somewhere where they might be able to see it. If our mod through NACA is denied, we fully intend on dragging this out as long as we can, too. We felt a little guilty at first....until I started doing a little digging and found how people like us are getting screwed six ways from Sunday.
__________________ "It is sobering to reflect that one of the best ways to get yourself a reputation as a dangerous citizen these days is to go about repeating the very phrases which our founding fathers used in the struggle for independence." | |
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| Senior Member Join Date: Sep 2009
Posts: 132
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Unpaid Taxes go with House upon Foreclosure? Quote:
Okay, thanks for that idea. Sounds good. Next time they call I will speak to them. I agree. We, too, felt guilty. But I certainly don't feel that way now. Our investor wouldn't help us because we were current on our loan. Oh, yeah ? I guess we'll show them. Now we're not current. What's their excuse for not helping now ? A*sses ! KFish ~ Thanks for your reply. I'll let you know how it goes.
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