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Forum: Foreclosure Laws

This section is dedicated to the various foreclosure laws to help you understand the legal process.

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  1. Post Sticky Thread Sticky: California Foreclosure Law

    Started by Maurice Bedard, 12-26-2007 04:42 PM
    • Replies: 35
    • Views: 32,171
    outsicktoday
    01-17-2013, 11:54 AM Go to last post

  2. Post Sticky Thread Sticky: Michigan Foreclosure Law

    Started by Maurice Bedard, 12-27-2007 04:08 PM
    • Replies: 10
    • Views: 15,628
    OverandDone
    10-17-2012, 06:40 AM Go to last post

  3. Post Sticky Thread Sticky: Nevada Foreclosure Law

    Started by Maurice Bedard, 12-27-2007 04:15 PM
    • Replies: 6
    • Views: 10,954
    UnderwaterInLV
    10-06-2012, 04:56 PM Go to last post

  4. Question Sticky Thread Sticky: Stop Foreclosure With a Bankruptcy. Is This Really a Good Defense?

    Started by Maurice Bedard, 08-24-2007 07:04 AM
    • Replies: 5
    • Views: 6,306
    laldana
    04-11-2010, 06:05 AM Go to last post

  5. Post Sticky Thread Sticky: Ohio Foreclosure Law

    Started by Maurice Bedard, 12-26-2007 04:52 PM
    • Replies: 1
    • Views: 7,942
    suzyqs
    03-23-2010, 08:19 AM Go to last post

  6. Post Sticky Thread Sticky: Florida Foreclosure Law

    Started by Maurice Bedard, 12-27-2007 05:51 PM
    • Replies: 0
    • Views: 18,562
    Maurice Bedard
    12-27-2007, 05:51 PM Go to last post

  7. Thumbs up Sticky Thread Sticky: President Bush Signs H.R. 3648, The Mortgage Forgiveness Debt Relief Act of 2007

    Started by Maurice Bedard, 12-20-2007 08:21 PM
    • Replies: 0
    • Views: 7,601
    Maurice Bedard
    12-20-2007, 08:21 PM Go to last post

  1. Does anyone understand michigans new foreclosure law?

    Started by lperdue, 02-28-2012 07:52 PM
    • Replies: 25
    • Views: 3,618
    Cat Damiano
    04-12-2013, 10:56 AM Go to last post

  2. Moved: How to File a Complaint Against Your Mortgage Servicer

    Started by Evan Bedard, 03-25-2013 05:18 PM
    •  
    •  

  3. AZ: Foreclosure complete... 2nd refusing to liquidate debt?

    Started by BubJJ, 08-02-2012 12:23 PM
    • Replies: 20
    • Views: 1,835
    BubJJ
    03-14-2013, 09:54 PM Go to last post

  4. Walking away in Georgia and lien worries

    Started by Mulligan, 02-18-2013 05:08 PM
    • Replies: 13
    • Views: 764
    johnnyrottenonthespot
    03-13-2013, 03:28 PM Go to last post

  5. Question can i compare with other state's laws ?

    Started by johnboy, 02-23-2013 05:43 AM
    • Replies: 2
    • Views: 401
    johnboy
    02-23-2013, 08:50 AM Go to last post

  6. Post New York Foreclosure Law

    Started by Maurice Bedard, 01-03-2008 11:53 AM
    • Replies: 5
    • Views: 4,646
    kman-uw
    02-22-2013, 09:01 AM Go to last post

  7. MI Condo forclosure, any advice would be helpful!

    Started by happyclam, 02-09-2013 12:53 PM
    • Replies: 14
    • Views: 852
    happyclam
    02-17-2013, 04:49 PM Go to last post

  8. Cancellation of non-recourse debt = not included as income in tax ?

    Started by sid123, 07-27-2011 11:31 PM
    • Replies: 12
    • Views: 8,597
    CAViolet
    02-08-2013, 01:02 PM Go to last post

  9. Iowa foreclosure demand of delay of sale

    Started by incessantsearch, 07-30-2011 04:19 PM
    • Replies: 3
    • Views: 1,235
    Evan Bedard
    02-01-2013, 01:42 PM Go to last post

  10. Deficiency Judgement in Georgia

    Started by houseinga, 10-02-2012 12:49 PM
    deficiency judgement, foreclosure, georgia
    • Replies: 8
    • Views: 1,571
    Evan Bedard
    01-29-2013, 05:21 PM Go to last post

  11. Corruption with Smoke and Mirrors

    Started by Jeffrey L. Shurtliff, 01-02-2013 08:09 AM
    • Replies: 2
    • Views: 515
    Jeffrey L. Shurtliff
    01-07-2013, 05:17 AM Go to last post

  12. Oregon-Residential Judicial Foreclosure

    Started by goodgrief, 10-24-2012 11:24 AM
    judicial foreclosure, oregon, primary residence
    • Replies: 13
    • Views: 1,780
    goodgrief
    11-19-2012, 10:34 PM Go to last post

  13. Recourse v. Non-Recourse States

    Started by ProfessorShays, 08-04-2008 08:02 AM
    recourse loan, recourse mortgage, recourse states
    • Replies: 103
    • Views: 318,054
    horsenbuggy
    11-18-2012, 05:06 PM Go to last post

  14. HUD Foreclosure Commissioner??

    Started by wanda robo, 10-25-2012 06:08 AM
    • Replies: 5
    • Views: 837
    wanda robo
    10-27-2012, 04:11 AM Go to last post

  15. Unhappy strategic recovery group -- to pay or not to pay

    Started by JPsMBP, 10-22-2012 05:28 PM
    • Replies: 3
    • Views: 1,350
    Evan Bedard
    10-23-2012, 08:18 AM Go to last post

  16. Exclamation WA State Condo Owner Living Abroad and 40% already lost, though tenant occupied....

    Started by Amerikanse, 08-02-2012 08:19 AM
    non-recourse state, underwater condo, wa state, walk away
    • Replies: 3
    • Views: 1,158
    BustedBrokeBeaten
    10-18-2012, 09:16 AM Go to last post

  17. Californai HELOC question

    Started by mikesdsu, 09-10-2012 10:41 AM
    • Replies: 2
    • Views: 821
    mikesdsu
    09-10-2012, 11:39 AM Go to last post

  18. Stripping garage apartment after foreclosure...how far can you take it?

    Started by trushred, 09-01-2012 12:09 AM
    • Replies: 0
    • Views: 1,102
    trushred
    09-01-2012, 12:09 AM Go to last post

  19. During nonjudicial foreclosure process: When can you walk away?

    Started by Levieux, 07-26-2012 11:45 AM
    foreclosure advice
    • Replies: 4
    • Views: 1,246
    Levieux
    07-26-2012, 12:58 PM Go to last post

  20. Foreclosure law in MN regarding 80/20 loans

    Started by helpmeplese, 07-22-2012 08:44 PM
    80/20, minnesota, non-recourse, purchase money, recourse
    • Replies: 2
    • Views: 1,370
    helpmeplese
    07-23-2012, 09:29 AM Go to last post

  21. Deed transfer timing with foreclosure on FHA loan QUESTION

    Started by howtogetout, 07-17-2012 09:38 PM
    deed, fha, foreclosure, title transfer
    • Replies: 5
    • Views: 1,634
    Evan Bedard
    07-19-2012, 07:28 AM Go to last post

  22. Foreclosure tax penalty on renting of my primary residence in Washington state?

    Started by MPT30A, 07-18-2012 09:53 AM
    • Replies: 2
    • Views: 1,256
    MPT30A
    07-18-2012, 10:49 AM Go to last post

  23. Trustee Deed?

    Started by tazzaro, 07-09-2012 03:05 PM
    • Replies: 27
    • Views: 1,627
    interesting...
    07-10-2012, 02:30 PM Go to last post

  24. Eviction after GA foreclosure

    Started by mikefran, 03-05-2012 11:01 AM
    foreclosure evictions, georgia
    • Replies: 7
    • Views: 4,037
    Phaedra
    07-09-2012, 08:02 PM Go to last post

  25. Pursuing US debt in UK

    Started by chippyb, 12-18-2011 01:23 AM
    • Replies: 2
    • Views: 1,764
    Kate1976
    07-08-2012, 12:35 PM Go to last post

  26. Underwater 2nd Went To Collection - Does California One Action Rule Apply to Collectors?

    Started by zelda, 03-21-2012 08:20 PM
    2nd mortgage charge off, 2nd mortgage coming after me, 2nd mortgage settlement, one action rule, security first
    • Replies: 6
    • Views: 2,847
    MAMASITA
    07-05-2012, 03:06 PM Go to last post

  27. Help! Was told home was foreclosed but still in our name...

    Started by tazzaro, 07-02-2012 05:00 PM
    • Replies: 4
    • Views: 1,743
    Jeffrey L. Shurtliff
    07-03-2012, 02:36 PM Go to last post

  28. Arizona Foreclosure: Notice of Trustee's Sale

    Started by ShowtimeBuch, 06-25-2012 12:02 PM
    • Replies: 3
    • Views: 1,309
    Evan Bedard
    06-26-2012, 07:43 AM Go to last post

  29. Cleanup after foreclosure in Arizona

    Started by Homeown357, 06-20-2012 08:47 PM
    • Replies: 1
    • Views: 1,261
    OverandDone
    06-21-2012, 06:45 AM Go to last post

  30. Question AZ Foreclosure: Trustee in violation of ARS 33-809 Section C - What are my recourse options?

    Started by kephxaz, 05-23-2012 07:39 AM
    arizona, auction, foreclosure, violation
    • Replies: 1
    • Views: 1,486
    Cat Damiano
    06-10-2012, 06:05 AM Go to last post

  31. Moved: Does AZ Harp 2 Refi become recourse?

    Started by bigweather, 06-04-2012 10:40 AM
    •  
    •  

  32. Question Anyone have a template I can use for requesting proof of note/validity of debt

    Started by kephxaz, 05-26-2012 11:22 AM
    arizona, auction, note, template, trustee
    • Replies: 2
    • Views: 1,475
    freedomwon
    05-26-2012, 01:43 PM Go to last post

  33. Washington state foreclosure

    Started by Cathymarie, 04-22-2012 10:44 PM
    • Replies: 10
    • Views: 2,822
    Cat Damiano
    05-25-2012, 10:48 AM Go to last post

  34. Deficiency judgment on rental property foreclosure

    Started by virgilhretcanu, 05-08-2012 04:23 PM
    deficiency judgement, foreclosure assistance, rental walkaway
    • Replies: 1
    • Views: 1,571
    TomEason
    05-08-2012, 11:05 PM Go to last post

  35. Renting out during AZ FC

    Started by RyanU, 05-07-2012 02:15 PM
    • Replies: 1
    • Views: 1,282
    TomEason
    05-07-2012, 02:30 PM Go to last post

  36. Foreclosure Law Question for Virginia

    Started by MommaofALT, 05-01-2012 11:14 AM
    foreclosure, legal, modification, virginia
    • Replies: 1
    • Views: 1,545
    Evan Bedard
    05-01-2012, 04:44 PM Go to last post

  37. Exclamation Thinking of walking in Michigan, anyone out there with experience in this?

    Started by ramsey, 03-17-2011 06:14 AM
    • Replies: 6
    • Views: 2,980
    embaserve
    04-30-2012, 12:17 PM Go to last post

  38. ARIZONA Foreclosure Law

    Started by ShowtimeBuch, 04-23-2012 07:32 PM
    • Replies: 4
    • Views: 2,077
    Evan Bedard
    04-25-2012, 02:34 PM Go to last post

  39. Ohio Supreme Court considering standing

    Started by reject, 02-26-2012 04:49 AM
    • Replies: 2
    • Views: 1,605
    davephx
    04-24-2012, 10:22 PM Go to last post

  40. foreclosure

    Started by anncraf, 04-01-2012 01:24 PM
    • Replies: 3
    • Views: 1,435
    acesfull
    04-02-2012, 12:38 AM Go to last post

  41. Foreclosure process Massachusetts

    Started by jpetebr, 02-26-2012 02:59 PM
    • Replies: 5
    • Views: 2,057
    Evan Bedard
    03-30-2012, 10:17 AM Go to last post

  42. Chase file foreclosure then,Sold loan to seterus bank,is chase foreclosure valid and how I remove it,am already in good terms with seterus ....please help...

    Started by Reydel, 03-26-2012 03:04 PM
    • Replies: 7
    • Views: 4,048
    Evan Bedard
    03-28-2012, 04:45 PM Go to last post

  43. Me again - Bank walked from foreclosure...

    Started by westcentralfl, 03-14-2012 03:12 AM
    • Replies: 12
    • Views: 2,146
    pre-meditated foreclosure
    03-19-2012, 06:28 PM Go to last post

  44. Florida Deficiency judgements - what info can they dig up?

    Started by fandelem, 01-10-2010 06:23 PM
    • Replies: 12
    • Views: 11,209
    shak_d
    03-16-2012, 01:15 PM Go to last post

  45. Trustee sale was today

    Started by Justbusiness, 03-07-2012 02:09 AM
    • Replies: 2
    • Views: 2,055
    Evan Bedard
    03-07-2012, 08:42 AM Go to last post

  46. missouri forecloser law

    Started by tilexia, 02-22-2012 03:07 PM
    • Replies: 7
    • Views: 1,999
    tilexia
    02-23-2012, 08:31 AM Go to last post

  47. If a police officer cannot own a bail bonds company, then why can a foreclosure mill own a foreclosure trustee company?

    Started by Social Apocalypse, 03-23-2011 12:56 PM
    Routh Crabtree Olsen, Northwest Trustee Services, Non-Judicial Foreclosure, Foreclosure Fraud
    • Replies: 11
    • Views: 3,108
    acesfull
    02-20-2012, 09:21 PM Go to last post

  48. Question Can they come after my elderly Dad's condo now or after he's gone?

    Started by aepcj, 02-19-2012 01:12 PM
    • Replies: 1
    • Views: 1,552
    Cat Damiano
    02-20-2012, 10:12 AM Go to last post

  49. Oregon Strategic Default HELOC question

    Started by benny, 02-09-2012 09:16 PM
    2nd, cash out, heloc, oregon, strategic default
    • Replies: 6
    • Views: 1,965
    Evan Bedard
    02-10-2012, 03:13 PM Go to last post

  50. How do I find out when my foreclosure went through

    Started by DEPRICE, 01-31-2012 03:44 PM
    • Replies: 3
    • Views: 1,983
    Evan Bedard
    02-01-2012, 12:53 PM Go to last post

  51. Poll Poll: Just Received NOD in RI

    Started by Mockingjay, 01-31-2012 08:24 PM
    ahmsi, chapter 13, deficiency, nod, rhode island
    • Replies: 0
    • Views: 1,470
    Mockingjay
    01-31-2012, 08:24 PM Go to last post

  52. Not sure where my question belongs..

    Started by MyQuestions, 01-27-2012 03:40 PM
    • Replies: 1
    • Views: 1,413
    Cat Damiano
    01-29-2012, 10:20 AM Go to last post

  53. Will the bank really accelerate my loan?

    Started by jjrfm, 01-25-2012 08:48 PM
    • Replies: 1
    • Views: 2,119
    Maurice Bedard
    01-26-2012, 10:24 AM Go to last post

  54. Deficiency Judgments and Tax Liabilities

    Started by homer, 01-19-2012 09:33 PM
    deficiency, foreclosure, tax liabilities
    • Replies: 1
    • Views: 2,118
    Cat Damiano
    01-20-2012, 11:30 AM Go to last post

  55. Please help! If I allow bank to put my home in foreclosure, do I get any net proceeds from the sale?

    Started by Matzie, 01-12-2012 03:20 PM
    proceeds
    • Replies: 16
    • Views: 2,412
    Evan Bedard
    01-16-2012, 01:50 PM Go to last post

  56. when to expect 1099c?

    Started by dazedconfused, 01-05-2012 03:56 PM
    • Replies: 4
    • Views: 2,795
    dazedconfused
    01-06-2012, 09:26 AM Go to last post

  57. PMI question

    Started by kneedownracer, 01-05-2012 04:00 PM
    • Replies: 2
    • Views: 1,679
    Cat Damiano
    01-05-2012, 10:35 PM Go to last post

  58. Mobile Home Foreclosure Procedure in Illinois

    Started by thiesen, 01-05-2012 04:28 PM
    • Replies: 1
    • Views: 1,822
    Evan Bedard
    01-05-2012, 05:41 PM Go to last post

  59. Florida Mortgage Foreclosures HB 1149

    Started by Maurice Bedard, 01-04-2012 09:18 AM
    • Replies: 0
    • Views: 1,618
    Maurice Bedard
    01-04-2012, 09:18 AM Go to last post

  60. Minnesota Law On Deficiency Judgements

    Started by Maurice Bedard, 01-04-2012 09:13 AM
    minnesota foreclosure, minnesota laws, minnesota mortgage
    • Replies: 0
    • Views: 1,640
    Maurice Bedard
    01-04-2012, 09:13 AM Go to last post

  61. Question To foreclose or not to foreclose.

    Started by JLPKEP, 12-28-2011 06:47 AM
    • Replies: 1
    • Views: 1,848
    Cat Damiano
    12-28-2011, 10:53 AM Go to last post

  62. Iowa Foreclosure

    Started by aredeedubya, 02-23-2011 03:12 PM
    • Replies: 5
    • Views: 2,244
    aredeedubya
    12-24-2011, 05:07 AM Go to last post

  63. When Bank buys property at auction

    Started by tack77, 12-15-2011 03:14 AM
    • Replies: 5
    • Views: 3,730
    Jeffrey L. Shurtliff
    12-16-2011, 08:10 AM Go to last post

  64. What Exactly does case activity JUDGMENT OF FORECLOSURE ENTERED (CASE IS PENDING) mean?

    Started by douglasdao, 12-14-2011 07:04 PM
    • Replies: 6
    • Views: 4,589
    Cat Damiano
    12-15-2011, 02:01 PM Go to last post

  65. Confused in MI

    Started by DonnyH, 12-14-2011 09:10 AM
    • Replies: 3
    • Views: 2,805
    Evan Bedard
    12-15-2011, 12:51 PM Go to last post

  66. How is deficiency calculated?

    Started by NCYankee, 04-03-2011 05:29 AM
    • Replies: 7
    • Views: 3,380
    mama392
    12-15-2011, 06:03 AM Go to last post

  67. i missed 2 mortgage payments now

    Started by stonum, 11-29-2011 06:48 AM
    • Replies: 2
    • Views: 2,064
    Cat Damiano
    11-29-2011, 09:50 AM Go to last post

  68. I'm back 80/20 in ca headache - any advice?

    Started by MikeJones, 11-13-2011 01:27 PM
    • Replies: 0
    • Views: 1,551
    MikeJones
    11-13-2011, 01:27 PM Go to last post

  69. Cool Foreclosure on Previous Primary Home

    Started by outsicktoday, 09-06-2011 11:12 PM
    foreclosure, option arm
    • Replies: 14
    • Views: 2,725
    jayguy0710
    11-03-2011, 09:10 PM Go to last post

  70. Need opinions! Should I serve this on Freddie Mac?

    Started by Jeffrey L. Shurtliff, 11-03-2011 04:43 PM
    • Replies: 0
    • Views: 1,642
    Jeffrey L. Shurtliff
    11-03-2011, 04:43 PM Go to last post

  71. Question Can lender attempt to collect after issuing 1099C

    Started by SoCalresident, 04-30-2010 12:05 AM
    • Replies: 21
    • Views: 10,832
    Ready2Run
    11-02-2011, 02:34 PM Go to last post

  72. which state recourse laws apply, resident state or 2nd home state?

    Started by walstib, 10-26-2011 10:54 AM
    • Replies: 1
    • Views: 1,668
    Cat Damiano
    10-26-2011, 11:23 AM Go to last post

  73. Post Foreclosure, 2nd Mtg collection-Idaho PLEASE HELP!

    Started by sleeplessinboise, 10-14-2011 04:13 PM
    2nd, calusa, hsbc, second loan
    • Replies: 1
    • Views: 2,227
    MargaretC
    10-14-2011, 10:52 PM Go to last post

  74. Angry non-owner occupied foreclosure in Missouri

    Started by MHP1049, 04-30-2010 07:56 AM
    • Replies: 2
    • Views: 3,056
    jeffdothage
    10-11-2011, 08:25 PM Go to last post

  75. Fraud to Take Fixtures?

    Started by skaylie693, 10-14-2009 10:15 AM
    • Replies: 19
    • Views: 4,087
    RightOnTime
    10-10-2011, 11:08 AM Go to last post

  76. SC walking away??

    Started by mitchinsc, 07-18-2011 12:59 PM
    • Replies: 9
    • Views: 2,822
    mitchinsc
    10-04-2011, 01:38 PM Go to last post

  77. We sued BOFA in Federal court last week - without an attorney - pro se litigants

    Started by WeSuedBofa, 08-11-2011 09:51 PM
    bofa lawsuit, federal court
    • Replies: 7
    • Views: 3,224
    hibiscus
    10-03-2011, 01:39 PM Go to last post

  78. Missouri 80/20

    Started by michael81, 10-02-2011 10:29 PM
    missouri, wells fargo foreclosure
    • Replies: 1
    • Views: 2,035
    Cat Damiano
    10-03-2011, 01:33 PM Go to last post

  79. Received NOD from Wells Fargo here in California...

    Started by BlueOvalFan, 10-02-2011 12:04 AM
    nod, wells fargo
    • Replies: 1
    • Views: 1,937
    BlueOvalFan
    10-02-2011, 12:17 AM Go to last post

  80. Unhappy WA Former Primary Residence Financial Default

    Started by strategic_foreclosure, 09-27-2011 09:43 PM
    • Replies: 4
    • Views: 2,027
    Jeffrey L. Shurtliff
    09-29-2011, 05:06 PM Go to last post

  81. Walking in Georgia

    Started by Oops9, 06-26-2011 04:23 PM
    georgia, suntrust
    • Replies: 2
    • Views: 2,996
    billydee
    09-28-2011, 12:48 PM Go to last post

  82. Questions to ask when talking to attorney and CPA

    Started by hopelessinCA, 09-24-2011 08:26 AM
    • Replies: 2
    • Views: 2,347
    hopelessinCA
    09-25-2011, 10:19 AM Go to last post

  83. Landlord went in foreclosure..I the tenant

    Started by sureshpatel1965, 09-02-2011 11:16 AM
    • Replies: 24
    • Views: 2,915
    sureshpatel1965
    09-13-2011, 02:50 PM Go to last post

  84. 1099c question

    Started by ClovisDave, 09-07-2011 02:10 AM
    • Replies: 3
    • Views: 2,148
    ClovisDave
    09-07-2011, 06:32 PM Go to last post

  85. CA primary residence turned rental w/ 1st and 2nd purchase money loans - recourse/non-recourse?

    Started by JenninSac, 02-06-2011 03:19 PM
    foreclosure, primary residence, recourse, rental, second mortgage
    • Replies: 12
    • Views: 5,259
    TomEason
    09-06-2011, 06:26 PM Go to last post

  86. moved to Texas house in Iowa

    Started by TEXAS1991, 08-31-2011 07:34 PM
    • Replies: 1
    • Views: 2,003
    Cat Damiano
    09-02-2011, 02:18 PM Go to last post

  87. Question Hard credit pulls after foreclosure

    Started by aubie37, 08-27-2011 05:20 PM
    foreclosure credit history, hard credit pulls after foreclosure
    • Replies: 0
    • Views: 2,004
    aubie37
    08-27-2011, 05:20 PM Go to last post

  88. missouri

    Started by stonum, 08-25-2011 03:36 AM
    • Replies: 1
    • Views: 2,298
    Cat Damiano
    08-26-2011, 01:04 PM Go to last post

  89. CalHFA and a Pound of Flesh

    Started by sonsnvr4gt, 04-15-2010 10:23 PM
    • Replies: 7
    • Views: 5,656
    nacho1mom
    08-25-2011, 10:00 AM Go to last post

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