I originated my FHA loan with Wells Fargo and wanted to refinance with them. However, I have went through 2 horrible loan officers that will not return my phone-calls or answer e-mails!!! I think Wells Fargo is trying to dissuade me from refinancing. I was connected with First Preferred Mortgage through Lending Tree and am not familiar with this bank.
That being said, can anyone answer the below?
• What are the pros and cons of refinancing with a smaller bank?
• Does anyone have a good experience doing an FHA Streamline with First Preferred mortgage? If so, how long did it take for you to close?
• Do smaller banks generally give better rates?
• Does anyone with a Wells Fargo loan have a good experience refinancing with another bank (other than First Preferred)?
Thanks! Looking FWD to hearing from you all!