FHA Streamline Refinance

[jetset]

Hi!


I originated my FHA loan with Wells Fargo and wanted to refinance with them. However, I have went through 2 horrible loan officers that will not return my phone-calls or answer e-mails!!! I think Wells Fargo is trying to dissuade me from refinancing. I was connected with First Preferred Mortgage through Lending Tree and am not familiar with this bank.


That being said, can anyone answer the below?


• What are the pros and cons of refinancing with a smaller bank?
• Does anyone have a good experience doing an FHA Streamline with First Preferred mortgage? If so, how long did it take for you to close?
• Do smaller banks generally give better rates?
• Does anyone with a Wells Fargo loan have a good experience refinancing with another bank (other than First Preferred)?


Thanks! Looking FWD to hearing from you all!
Jetset

[Cat Damiano]

Jetset,



If you go to the top of the forum on the right side there is a google search bar where you can search for members posts specific to refinancing with WF or this bank.

[jetset]

Thanks Cat. I did search for this particular bank and did not find a thread.

[Cat Damiano]

That would mean that there aren't any members that are or were working with that bank. So you will just have to post your experience as being the first. Good Luck!! Keep us posted on how it goes.