http://www.loansafe.org/forum/ In March 2009, the Obama Administration published detailed program guidelines for the Making Home Affordable (MHA) Program. Many mortgage servicers have begun loan modifications under the plan. But it looks like many homeowners may not be getting the help the they were promised and some are simply getting rail roaded. This forum is designed to discuss these issues with the MHA ands share with others your experience. This forum provides general guidelines and overview documents available to homeowners as well as an open discussion area to ask other homeowners about the loan modification process. en Sun, 22 Nov 2009 12:16:15 GMT vBulletin 60 http://www.loansafe.org/forum/images/misc/rss.jpg http://www.loansafe.org/forum/ http://www.loansafe.org/forum/making-home-affordable/19119-cyber-appraisal.html Sun, 22 Nov 2009 07:21:58 GMT What do they use for the value of your home? real appraisal? cyber appraisal? or tax statement? if cyber homes was the expert I would have 125k... What do they use for the value of your home?
real appraisal?
cyber appraisal?
or tax statement?

if cyber homes was the expert I would have 125k in equity.

Why do I feel that they will use what ever gets them out of doing It? ]]> Making Home Affordable veghalen http://www.loansafe.org/forum/making-home-affordable/19119-cyber-appraisal.html http://www.loansafe.org/forum/making-home-affordable/19115-seeking-opinions-what-may-mean.html Sun, 22 Nov 2009 04:59:29 GMT Completed 3rd trial MHA payment. Called the servicer (Suntrust) and was told to continue the trial payments while they finish processing the final... Completed 3rd trial MHA payment. Called the servicer (Suntrust) and was told to continue the trial payments while they finish processing the final mod. Sent in 4th trial today (for December).

In today's mail I received my homeowner's and flood insurance policies, which I thought was odd, as I pay those myself and they're current. The declaration pages said there was a change in the lienholder but it still shows Suntrust with the same lienholder address. I've always paid taxes/insurance myself but with HAMP, escrows are required. I'm hoping this is a good sign as I called in last week and was told my file was in escrow analysis.

Thoughts? I hate to get my hopes up with all the stories I've read on here, but hoping this may be a good sign! ]]> Making Home Affordable juskilentime http://www.loansafe.org/forum/making-home-affordable/19115-seeking-opinions-what-may-mean.html