we have an official foreclosure notice that says if we don't pay all of our back payments, plus fees, by the end of the month, we will be foreclosed on.
we have come up with the money for the payments, but not the $3000+ extra for their fees.
we still have two weeks, but what if we don't have it then?
they will not do a mod, because we already did one a year ago.
we have citimortgage.
do you think they will waive the fees, if we pay all the actual payments at once?