Example of Qualified Written Request Form

[Evan Bedard]

Below is an example of a qualified written request form:


August 27, 2009

American Home Mortgage Services, Inc

Attention:
Correspondence Dept.
Re: Loan Number: 1234511722

: Johnathan Jones
Subject Address : 12345 Erehwon Street, Heartland, OH 12345

To Whom It May Concern:
Please accept this letter as a “Qualified Written Request” under Section 6 of the Real Estate Settlement Procedures Act (RESPA) to obtain copies of ALL documents pertaining to the origination of the above mentioned Clients’ current mortgage on the referenced subject property. Please see below for a list of documents needed.

Initial Loan Application and Final Loan Application
 Executed Notice of Right to Cancel (if refinance)
 Deed of Trust/All Riders
 Note and All Addendums/Riders
 Truth-in Lending Statements
 Itemization of Amount Financed
 Good Faith Estimates
 Estimated and Final Closing Statements (HUD)
 Appraisal
 Title Report
 Grant Deed(s)
 Copy of Loan Payment History – This must include all payments made, all fees incurred, any and all escrow account disbursements and how payments were applied

In addition to the above, please forward any and all disclosures, rate sheets etc. associated with the above transaction. Please note that all copies need to be clear and legible and all documents should be copied in their entirety.

In closing, We/I understand that under Section 6 of RESPA you are required to acknowledge our/my request within 20 business days and try to resolve any issues within 60 business days.

Please forward requested documentation as soon as possible and we look forward to working with you on a solution that benefits our mutual concerns.

Thank you for your time.

Sincerely,

Please continue to the next post to download a qualified written request form for you to use.

[Evan Bedard]

Click the attachment below to download a copy of the qualified written request form: