Pending Foreclosure and trying to get a MOD with Aurora - QWR!

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Pending Foreclosure and trying to get a MOD with Aurora - QWR!

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Deed in Lieu of Foreclosure - Do You Need Help to Walk Away? Need Help with a deed in lieu of foreclosure AKA Take this Home & Shove It! You are not alone. We thought we would add this section to the forum to assist the homeowners that have made the tough decision to walk away from their homes. This is America and you have the right to walk away from contracts and your home. The question is what implications will you suffer for saying, "Take this home and shove it, I aint paying you no more!" Find out the good, the bad and the ugly.

This is a discussion on Pending Foreclosure and trying to get a MOD with Aurora - QWR! within the Deed in Lieu of Foreclosure - Do You Need Help to Walk Away? forums, part of the Stop Foreclosure and Tell Us Your Story category; NOD filed in Aug. (I am in California) Been working on a modification since about the same time. Got a ...

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02-05-2009, 01:12 PM	#1 (permalink)
celloshred Member Join Date: Jul 2008 Posts: 20 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Pending Foreclosure and trying to get a MOD with Aurora - QWR! NOD filed in Aug. (I am in California) Been working on a modification since about the same time. Got a few 'denials' and had a FC date in Dec. Had that postponed as they finally got the correct info they needed (after re-sending a few times). Modification has been in their offices for over 2 months, they still tell me to 'call back in a week or two'. I dont trust them. In the mean time I sent them a QWR in November which they confirmed reciept of in December. 60 business days has passed and I have NOT heard anything! I dont have the $ for an attorney but want to work something out with the lender. Since they havent responded to the QWR, would filing a lawsuit against them be a good idea or just remind them about the QWR? Not responding to me is a violation and I believe they are violating some CA law that they have to compare the loss of a FC to a Modification. Hands down a Modification is in their best interest as well. Balance is around $600k (including all the crap fees and interest), value is probably $400-450k. File lawsuit? File an injunction? Squat?