I was served over 4month ago. It was like a knife threw my heart. a quick history. I owned the house 15 years in Florida . when my wife walked out with the kids. I stayed in it. After I moved out of state. I let my ex move back in with the kids. Rent free acourse plus paying support. Well stupid me, refinances to buy my house in mass. I figured, I would sell it or refinance it. after I raised my credit score. Well she remarried, decided that the kids would be better with me. Great!!!!! I agreed to no support from her and she would only pay $400 a month rent.. Mind you my payments where around $1,800 a month . But to get my kids. NO regrets at all. Well they only paid half the time. then after tearing the place up and they bailed leaving me a big mess. I tried to sell the house with no luck. Well I quite making payments about 10 months ago, It was useless. it was a horrible loan. Looking back, Not sure wtf I was thinking. I never went for an adjustable before. Well so I was served. I thought finally, closure. well CW keeps calling me, I finally called them back in November. I told them to take the house. they said they don't want it. I'm like give me a loan that makes sense. I said those exact words.He said the investor wont do a mod. Then he tried to get me to make a payment of $2400 a month. I'm like yeah right. then he said there is something happening in dec , some kind of program I might qualify for. He said the will mail something to me, well guess what, never got anything in the mail. My credit is shot, I'm just paying interest. I feel so bad about this. But after the Bailout BS I don't feel bad at all. WE could debate that one for years.
So they called me Friday and left a recording. I going to call them Monday and tell them to take the damn house. So how can I make them do the sale?
I know I will be sued for the remaining balance. But At least The court will give me a repayment plan that the money will go toward the principle. so if i pay $1,000 a month for 10 years or so it will be paid off. Or perhaps I might win the lottery. But they don't want to work out a reasonable payment and they don't want the loan. all they are doing is raking up interest to sue me for. Any insight on making them take the house or what do ?