Are You A Washington Walker? Meet here!

[BustedBrokeBeaten]

There are many folks here from Washington who are walking away from their mortgages or considering this option, and there are many personal threads with great information. Why not have a thread where all Washington walkers can share information, paste links to their threads here, etc. I was thinking this would be a great tool for the newcomers from Washington. Many of the personal threads ask similar questions, so why not come to a thread for all Washingtonians for the answers. That is my motivation for starting this thread. I'm pasting links to many of the threads from Washington walkers below. Hopefully, Cat or one of the other moderators can add to this list, as well.
I know when I first became a member here I searched for other Washington walkers to gain as much knowledge and support from them as I could, so I'm hoping this thread will do the same for others.

Please feel free to jump in and share your personal story here. Post information you've learned from attorney consults, personal research, questions about homeowner's insurance, how the debt forgiveness applies in Washington, etc.

Here are some great personal threads:

My Walk, Vancouver WA, Provident Funding 1st, BOA 2nd

Help in Washington state

Walking away, my strategic foreclosure in North Seattle, Wells Fargo (refinanced)

Joining the club: Strategic default in Seattle, WA.

Leaving the Condo in Washington (strategic default)

Starting my walk in Washington State

Walking in Washington

80/20 Foreclosure in Seattle (Wells Fargo 1st - Chase 2nd)

In Washington - Is walking away doable?

Washington-bofa-started-feb-2012

Walking-away-wa

My-strategic-default-olympia-washington-1st-boa-2nd-green-tree

Here-we-go-walking-our-condo-north-seattle.html

[Evan Bedard]

Hey there BustedBrokeBeaten,

All you Washington Walkers here are very supportive of one another and I find it a great idea to make this a sticky so all of you can share different information you have learned about the process in your state. We thank you and many others in WA for tasking the time to personally help out others here with the invaluable information you have learned. Here are a few more threads to add to your list:-)

Hoping to walk away in WA - BECU loan

Walking Away in Washington- The time has come

Getting ready to walk away in Washington - what about refinanced homes?

[BustedBrokeBeaten]

Thank you Evan! I am certainly hoping this thread will help newcomers and even some of us who are still learning or still waiting. We are still waiting after stopping our payments in May 2011. Still no NOD.

Our personal statistics are:

Owe: 164K
House worth: 83K
1st and 2nd loans, roughly 132K on 1st - 32K on 2nd (BOA)
Stopped paying in May 2011
Recently received the official meet and confer option, we did not opt to do this
Phone calls were off the charts the first year but have completely stopped now, we've never talked to the bank
Still getting monthly bills

If I think of more that might be of interest I will post. ~ BBB

[Evan Bedard]

No problem and I definitely agree this will be very beneficial for other Washington walkers who join the community. Thank you again!

[Amethyst WA]

I am a WA walker. I started my walk in Feb 2011. I have an Auction date in approximately 1 month. One of my biggest fears in all this was if I could get a rental (I also did a BK 7) or if anyone would even rent to me. I got the first rental I wanted - through a private owner and am beyond thrilled to be moving. I was totally honest with the person renting to me and told them it was likely my credit was in the toilet (I have not checked it lately). 20 months of free rent! I post this to help other WA walkers realize that you can rent (and easily) after this is all done.

[upsidedowninwa]

Amethyst - My Auction date is also about 1 month away October 26th. I have a rental lined up but it is not available until December 1st which is a month after my auction date.

Does anyone here know how long you can stay in the house in WA after the Auction Date? I'm all set up to move on December 1st but if I have to be out of my home before then I would like to start looking for a temp rental for 1 month.

[Amethyst WA]

Hi Upsidedown,

I want to say that in my NOD & Notice of TS that the time frame was spelled out. I don't have it in front of me, but it seemed like it was at least 20 days, more if there was a 'renter'. I have seen several threads saying it can be negotiable & can even include cash for keys. My perfect rental came available at the right time and so I am taking it, I might have waited if the right place had not become available. I hope you get to leave on your own terms.

Amethyst

[KentWalk]

Amethyst - My Auction date is also about 1 month away October 26th. I have a rental lined up but it is not available until December 1st which is a month after my auction date.

Does anyone here know how long you can stay in the house in WA after the Auction Date? I'm all set up to move on December 1st but if I have to be out of my home before then I would like to start looking for a temp rental for 1 month.

Hi Upside!

I just completed my walk in Kent. My NOTS stated I had 60 days to vacate AFTER the auction.... so assuming you get the same letter, you should be good to go! You are in the perfect situation to wait till the very end. That is the ONLY thing I would have changed from my walk. I left 3 months early... but had to snag up a perfect rental. Best of luck!

KentWalk

[KentWalk]

Wow, there seem to be a lot of new folks from WA on the boards again. I coordinated a few lunches in the past for peeps to meet and chat about their situations. Sometimes just speaking with others in the same boat REALLY helps. Is there anyone out there from the Seattle area that would be interested in meeting for lunch? If I see enough interest, I will set something up...

KentWalk
Completed my walk 8/31/12!!

[BustedBrokeBeaten]

I am a WA walker. I started my walk in Feb 2011. I have an Auction date in approximately 1 month. One of my biggest fears in all this was if I could get a rental (I also did a BK 7) or if anyone would even rent to me. I got the first rental I wanted - through a private owner and am beyond thrilled to be moving. I was totally honest with the person renting to me and told them it was likely my credit was in the toilet (I have not checked it lately). 20 months of free rent! I post this to help other WA walkers realize that you can rent (and easily) after this is all done.

Thank you for sharing that information. It is important, especially newcomers, to hear there is life after foreclosure! We moved out of our home immediately because of the fear of not being able to get a rental and to get away from crazy neighbors. No regrets, though living rent free for these last 16 months would have been sweet!

Frankly, living without credit has become easy for us, too, and we will likely continue this lifestyle even when our credit scores go up. Maybe this is what was supposed to happen to open our eyes to what's really important. Thanks again for posting!

[BustedBrokeBeaten]

Wow, there seem to be a lot of new folks from WA on the boards again. I coordinated a few lunches in the past for peeps to meet and chat about their situations. Sometimes just speaking with others in the same boat REALLY helps. Is there anyone out there from the Seattle area that would be interested in meeting for lunch? If I see enough interest, I will set something up...

KentWalk
Completed my walk 8/31/12!!

We had a luncheon in the Vancouver area last year, and it was really great to meet up with other people from Washington to talk about the journey. It's also so cool to put a face to the online name! I remember you KentWalk! I am so glad your journey is over. We're still waiting for the NOD! Thank you for posting on this thread! Your knowledge is so valuable.

[Amethyst WA]

I went back to review my NOTS & thought I would post the part that refers to the time frame that a poster asked about and that I answered above. When I tried to post it, I only got gibberish. At any rate it specifies 20 days.

[Toothfairy]

If a lunch is scheduled count me in.

We left our house in July after stopping payments last Nov. 2011. We decided to try for a Cooperative Short Sale (We have only a 1st with BofA owned by Fannie Mae). I regret this now. They pretty much dictate the list price which was 380,000. The homes are selling in our neighborhood for <300,000. The realestate agent appealed the price after it had to sit for 45 days and now its at 350,000 but the short sale depart. at Bof A said the investor(Fannie Mae) has to net 320,000 regardless of what it sells for. So basically we can't sell it because nobody will look at it, it's priced to high. So what are my options, remove it from MLS and let it foreclose or deed in lieu? Which would be a better way to go assuming they would accept a Deed in Lieu?
(My regret is that we left to soon, although we did find a great rental and my son's are settled with a new school. I think it would have taken much longer to foreclose had we stayed in the home and dealt with the stress of not knowing when we might have moved. I am now paying utilities on two homes (power while its on the market) and HOA's still. We could have been living there still for free!)

[BustedBrokeBeaten]

If a lunch is scheduled count me in.

We left our house in July after stopping payments last Nov. 2011. We decided to try for a Cooperative Short Sale (We have only a 1st with BofA owned by Fannie Mae). I regret this now. They pretty much dictate the list price which was 380,000. The homes are selling in our neighborhood for <300,000. The realestate agent appealed the price after it had to sit for 45 days and now its at 350,000 but the short sale depart. at Bof A said the investor(Fannie Mae) has to net 320,000 regardless of what it sells for. So basically we can't sell it because nobody will look at it, it's priced to high. So what are my options, remove it from MLS and let it foreclose or deed in lieu? Which would be a better way to go assuming they would accept a Deed in Lieu?
(My regret is that we left to soon, although we did find a great rental and my son's are settled with a new school. I think it would have taken much longer to foreclose had we stayed in the home and dealt with the stress of not knowing when we might have moved. I am now paying utilities on two homes (power while its on the market) and HOA's still. We could have been living there still for free!)

It seems the bank has almost sabotaged the short sale by putting the price so high. They know it's not going to sell at that price. That's horrible. I don't know about a DIL, but I've heard they are equally as difficult to get. Because of the fact that you only have one loan I would lean toward forclosure, but this is a personal decision. Because the banks use the nonjudicial foreclosure option 99.9 percent of the time in Washington, you wouldn't have any debt forgiveness. You could always rent the unit out to cover the utilities and HOA fees. We moved out immediately too and sometimes I regret not staying rent free in our home, but we had other issues plaguing our decision to walk, more than just being underwater, so we are much happier now.

Tom Eason started a thread that clearly identifies the differences between short sale, DIL and foreclosure. You might want to search for that thread and read his post #1. Maybe that would help you make your decision. Good luck with whatever you decide to do. ~ BBB

[DoneWithBS-WA]

Hi All,

I'm preparing to join this elite club of Washingtonians that took a bath when the real estate market tanked. I have a fairly complex (as I see it) situation with a Pay Option 1st Mortgage with Wells Fargo and an I/O 2nd with Green Tree. My current LTV is somewhere around 180% and I just don't see my home's value catching up to what I owe, even without a Neg Am 1st, in my lifetime, and this seems to be the best way out.

Here are the full details of my situation:


Strongly Considering Walking (Wells/GreenTree 80/20) - Renton, WA

If anyone has any advice to lend, I'm all ears - I want to make sure I do this correctly and protect myself as much as possible from any further financial loss.

[BustedBrokeBeaten]

Hi All,

I'm preparing to join this elite club of Washingtonians that took a bath when the real estate market tanked. I have a fairly complex (as I see it) situation with a Pay Option 1st Mortgage with Wells Fargo and an I/O 2nd with Green Tree. My current LTV is somewhere around 180% and I just don't see my home's value catching up to what I owe, even without a Neg Am 1st, in my lifetime, and this seems to be the best way out.

Here are the full details of my situation:


Strongly Considering Walking (Wells/GreenTree 80/20) - Renton, WA

If anyone has any advice to lend, I'm all ears - I want to make sure I do this correctly and protect myself as much as possible from any further financial loss.

Hey, thanks for posting your thread here. I read through it and you have a very common question or concern that a lot of us in Washington worry about...what to expect from the dreaded 2nd mortgage holder. We have a 2nd mortgage, too, and I worried myself sick trying to anticipate every possible scenario after the 1st forecloses. Of course, once the first forecloses the 2nd becomes a sold out junion, and good ol Tom Eason has a thread that lays out everything you need to know about a SOJ. The problem with worrying about whether or not they will sue is that I can't expend the engery worrying about something I have no control over, but what I can do is educate myself. Since we decided to walk away I've spent countless hours on this website educating myself, and I am prepared to handle whatever the banks throws at me about this 2nd mortgage. I know what to do if they sue, I know what to do if they pursue a settlement, so I am armed with knowledge and my nerves are spared because of it.

That's one of the many reasons I started this thread, so all newcomers could find a place where they could easily find links to what other people are doing, learning, etc. And, we all support each other. It's a win-win in a climate of what could be dictated by nerves and the unknown. Good luck with your walk!

[BustedBrokeBeaten]

Here is the link to the sold out junior thread. There is a moutain of information here that might help alleviate any concerns about that dreaded 2nd.

Sold Out Junior Loans


Here is another link to a luncheon that is being set up by one of the Washington walkers who has completed the walk. I went to one of these luncheons last year and met some wonderful Washingtonians, so please take a look at this link and consider going to the luncheon. Lots of information is shared, lots of support.

**Washington Lunch- RSVP Here- 10/14**

[goldengoal]

Is this thread for only Walkers? Is there a thread for Washingtonians who are taking the 2nd loan strategy? I missed my 1st payment this month and already got a Beneficiary Authorized Agent telling me that if I dont call them within 30-days the foreclosure might start. Of course, in that same letter BOA also states I will have another 60-days after the 1st 30-days.

I did try 2 times to modify my loan, but rejected each time because my earnings where to high, but they only used my 1st mortgage and not the 2nd. I then applied for the DOJ and have not heard a peep
1st 340K
2nd 147k
Home value about 390K

[BustedBrokeBeaten]

Is this thread for only Walkers? Is there a thread for Washingtonians who are taking the 2nd loan strategy? I missed my 1st payment this month and already got a Beneficiary Authorized Agent telling me that if I dont call them within 30-days the foreclosure might start. Of course, in that same letter BOA also states I will have another 60-days after the 1st 30-days.

I did try 2 times to modify my loan, but rejected each time because my earnings where to high, but they only used my 1st mortgage and not the 2nd. I then applied for the DOJ and have not heard a peep
1st 340K
2nd 147k
Home value about 390K

This thread is for all Washingtonians who are walking away from a mortgage, and you are essentially walking away from your 2nd mortgage with the intent of trying to settle down the road. Your input here is welcome and will be very helpful for others from Washington who may be either going through this or contemplating stopping payment on their 2nd. Wecome!

I responded in your other thread about how the letter you received is actually a new requirement for the banks who hold mortgages in Washington. Once a mortgage is in default the banks have to send out this letter offering the homeowner the opportunity to meet and confer with the bank representative to try to find solutions to help the homeowner get caught up in payments, look at whether a modification can be done, etc. We recently got this letter first by regular mail and then by certified mail. Because we are walking away from our home and want it to foreclose, we didn't take this option to meet with them. Because you are walking away from your 2nd mortgage you probably don't want to meet with them either. You are clearly underwater, so the 2nd won't foreclose, but the bank is required to send this letter to you.

Follow the strategy laid out by Tom Eason on how to settle a 2nd mortgage, and follow his advice. Since you've only missed your first payment you have a long wait ahead of you. ~ BBB

[DreamingofFreedom]

Hello all!

I am so glad I found this site. We made our last payment 5/2011 and have been stressing ever since wondering when we will get the notice. We have 1 mortgage with BoA and I tried to work with them before we even thought of missing payments but we were told that "we agreed to a contract and just because our situation has changed doesn't have anything to do with them" Felt real good to hear that. Of course, after we missed our payment they were more than willing to negotiate to "help" us make our payments.

We eventually filed for bankruptcy and relinquished the home. It was nice to not receive the daily phone calls at that point. Cut 9 months and I lost my job. Now we REALLY cannot afford the home. We just got a letter in the mail yesterday offering us a "deed in lieu of foreclosure" they state that we may qualify for $3000 in relocation assistance which sounds tempting but so does living rent/mortgage free for as long as possible.

At this point, I am not even sure if we could afford rent to be honest. Not sure what to do and any advice/assistance or words of encouragement would be welcomed.

Thanks for reading
~Dreaming

[BustedBrokeBeaten]

Hello all!

I am so glad I found this site. We made our last payment 5/2011 and have been stressing ever since wondering when we will get the notice. We have 1 mortgage with BoA and I tried to work with them before we even thought of missing payments but we were told that "we agreed to a contract and just because our situation has changed doesn't have anything to do with them" Felt real good to hear that. Of course, after we missed our payment they were more than willing to negotiate to "help" us make our payments.

We eventually filed for bankruptcy and relinquished the home. It was nice to not receive the daily phone calls at that point. Cut 9 months and I lost my job. Now we REALLY cannot afford the home. We just got a letter in the mail yesterday offering us a "deed in lieu of foreclosure" they state that we may qualify for $3000 in relocation assistance which sounds tempting but so does living rent/mortgage free for as long as possible.

At this point, I am not even sure if we could afford rent to be honest. Not sure what to do and any advice/assistance or words of encouragement would be welcomed.

Thanks for reading
~Dreaming

Welcome Dreaming! We stopped paying in May 2011 also. We also tried to work with BOA but got no where. There were no options for us, not modification, refinancing, nothing, so it was a pretty easy decision to let them take this house and shove it! At first we were pretty stressed, but finding this site and learning everything I can possibly learn has helped alleviate the stress.

I don't know much about DILs and haven't heard of any success stories about them but to pursue this route is completely up to you. At the end of the foreclosure, the some banks offer cash for keys, so you may get an offer for that when it's all said and done. I've seen people post that they received a pretty generous amount of money when they took the cash for keys option, a similar amount to the relocation fees they are offering you to do the DIL. Whatever you decide to do, please remember that you have support here on LoanSafe, and there is a mountain of information from all of the others from Washington. I'm hoping one of the moderators, Evan, Cat, Moe, Tom, will chime in and give you more information about DILs, and they also know a lot more about BK and foreclosure than I do. Good luck! ~ BBB

[DoneWithBS-WA]

Hello all!

I am so glad I found this site. We made our last payment 5/2011 and have been stressing ever since wondering when we will get the notice. We have 1 mortgage with BoA and I tried to work with them before we even thought of missing payments but we were told that "we agreed to a contract and just because our situation has changed doesn't have anything to do with them" Felt real good to hear that. Of course, after we missed our payment they were more than willing to negotiate to "help" us make our payments.

We eventually filed for bankruptcy and relinquished the home. It was nice to not receive the daily phone calls at that point. Cut 9 months and I lost my job. Now we REALLY cannot afford the home. We just got a letter in the mail yesterday offering us a "deed in lieu of foreclosure" they state that we may qualify for $3000 in relocation assistance which sounds tempting but so does living rent/mortgage free for as long as possible.

At this point, I am not even sure if we could afford rent to be honest. Not sure what to do and any advice/assistance or words of encouragement would be welcomed.

Thanks for reading
~Dreaming

Welcome, DOF! When you say you were attempting to work with BOA before you started missing payments, do you mean you attempted to perform a modification?

[DreamingofFreedom]

Welcome, DOF! When you say you were attempting to work with BOA before you started missing payments, do you mean you attempted to perform a modification?

Thanks for the welcoming messages. I don't know what the term is when I contacted them. I basically advised them that we were having troubles making our payments and I believe he did some "research" to see what we qualified for but at that time we didn't qualify for any assistance.

[BustedBrokeBeaten]

Another interesting thread for people in Washington.

i-live-wa-nonrecourse-but-refinanced-my-mortgage-does-become-recourse-after-refinance.html

[Mee-Shell]

Love the idea for a sticky thread for us Washingtonians. There seems to be a lot of us. Finding this forum helped me out tremendously, and I am so thankful for all of the help and input. Here's a link to my original thread:
These Boots are Made for Walkin'......... In Washington

We have 2 houses that we're walking from. Our last payment on our primary residence was October 2011 (50% underwater), and our last payment for our rental property was January 2012 (65% underwater). We were all ready to get to the end, and then the bank sold our loans to Nationstar Mortgage. We think that started the process all over again, and are back at the beginning stages of just getting tons of HAMP paperwork in the mail. No new NOI or NOD's have been received from Nationstar, so we're riding it out for a while longer to save more money. We've paid off close to $35,000 in credit cards and medical bills since starting the walk, and are only $4000 away from being 100% debt free along with a nice little savings. Walking was the best decision we've ever made.

I'm glad there are so many of us, because following everyone's stories gives me hope that there is an end to this madness at some point.

[BustedBrokeBeaten]

Love the idea for a sticky thread for us Washingtonians. There seems to be a lot of us. Finding this forum helped me out tremendously, and I am so thankful for all of the help and input. Here's a link to my original thread:
These Boots are Made for Walkin'......... In Washington

We have 2 houses that we're walking from. Our last payment on our primary residence was October 2011 (50% underwater), and our last payment for our rental property was January 2012 (65% underwater). We were all ready to get to the end, and then the bank sold our loans to Nationstar Mortgage. We think that started the process all over again, and are back at the beginning stages of just getting tons of HAMP paperwork in the mail. No new NOI or NOD's have been received from Nationstar, so we're riding it out for a while longer to save more money. We've paid off close to $35,000 in credit cards and medical bills since starting the walk, and are only $4000 away from being 100% debt free along with a nice little savings. Walking was the best decision we've ever made.

I'm glad there are so many of us, because following everyone's stories gives me hope that there is an end to this madness at some point.

Mee-Shell: Thank you for sharing your link and your story on this thread. I love the name of your link, very clever! Again, thanks ~ BBB

[poveraccio]

Hello All,
I've bee reading the forums for a while now, we began our walk in April 2012. We have not received a NOTS, and no sign of assignment either. We are planning on leaving the state February first, should we continue to pay our HOA dues until then? We been current with the dues so far, does anyone know how long WA state HOA's have to wait to start any legal proceedings? I'm sorry I do not have any loan info our house value, but I know we are underwater, also our lender is MetLife Homeloans. They sure are taking their time with us, anybody going through the process with them? We(wife and I) are also planning on attending the luncheon on 10/14. Thanks for any info.

[BustedBrokeBeaten]

....We are planning on leaving the state February first, should we continue to pay our HOA dues until then? We been current with the dues so far, does anyone know how long WA state HOA's have to wait to start any legal proceedings? ....

Hi poveraccio! First let me say loudly that I'm not an expert on anything! I have read these forums now for 1.5 years and have read on numerous posts that you should continue to pay the HOA dues because the HOA can actually foreclose and then sue you for the money. Since you are planning to move in February, is there any chance you could rent the home? You could rent it for just below market, and the money you collect could go toward paying the HOA dues, homeowner's insurance, etc. I do not know how long the HOA has before they can initiate any type of legal pursuit, but I would continue to ask these questions on some of the WA links posted in this thread. One link that comes to mind is Leaving the Condo in Washington (strategic default). There is a information posted on this thread about HOA dues.

Good luck with your journey! Please feel free to share your story here as a way to help all newcomers from WA. ~ BBB

[SeattleWalk]

I just wanted to join this thread as a Washington walker who is relatively early in the process of walking (first missed payment in August). My thread is here: Walking today in Seattle

I look forward to having the resources and support that this forum offers throughout the process!

[BustedBrokeBeaten]

I just wanted to join this thread as a Washington walker who is relatively early in the process of walking (first missed payment in August). My thread is here: Walking today in Seattle

I look forward to having the resources and support that this forum offers throughout the process!

Welcome SeattleWalk and thank you for posting your thread here. Good luck on your journey, and as you can see, this thread is full of links to other walkers in Washington, so it's a good starting point to find others quickly. If you are not already aware, there is a luncheon scheduled where other WA walkers are meeting to discuss strategies and lend support. The link to RSVP for that luncheon is also on this thread. I believe they are meeting in your neck of the woods, too. I went to one of these luncheons and found it wonderful to put faces to the LS names and share information and a hot meal. Again, good luck on your journey! ~ BBB

[BustedBrokeBeaten]

Here is another great WA Walker thread: Strategic default in Washington

[BustedBrokeBeaten]

Walking away, my strategic foreclosure in North Seattle, Wells Fargo (refinanced)

Yet another Washington walker. Great thread. FYI ~ BBB

[bigtimes]

Hello.......I am walking away from my my sinking Condo in Spanaway and my mortgage is with Chase...........At this time I am in default and I have missed 5 payments. I am wondering if anyone knows if Chase would consider a deed of Lieu if I am not willing to provide them with financial information.

[KentWalk]

BBB- Are you out there? You should come join us for lunch on Sunday... Vantuckian and Izzle are driving up

[KentWalk]

Hello.......I am walking away from my my sinking Condo in Spanaway and my mortgage is with Chase...........At this time I am in default and I have missed 5 payments. I am wondering if anyone knows if Chase would consider a deed of Lieu if I am not willing to provide them with financial information.

I did not do a DIL, but I would assume you would be required to show financials. And should you be able to afford your payments, they will deny the DIL and have your financial information, should you decide to later walk.

KentWalk

[BustedBrokeBeaten]

BBB- Are you out there? You should come join us for lunch on Sunday... Vantuckian and Izzle are driving up

I sure wish I could. I certainly appreciated the last one I attended. Sundays are not good days for me; I'm in the church band. It would be nice to see you again and congratulate you in person for making it through the journey. I would also love to gain as much knowledge as I can from you, but such is life. I'd love to see Izzle too! He sat right across from me when we had the Vancouver luncheon. Others will benefit tremendously by having you two there. Have a great lunch, share your stories and pray for the rest of us to get through this soon! :-) ~ BBB

[BustedBrokeBeaten]

Hello.......I am walking away from my my sinking Condo in Spanaway and my mortgage is with Chase...........At this time I am in default and I have missed 5 payments. I am wondering if anyone knows if Chase would consider a deed of Lieu if I am not willing to provide them with financial information.

I believe you have to "apply" for the DIL which means you have to fill out an application, and we all know what that means. I have not done this, so I'm answering out of assumption, but that's what makes sense to me. Good luck.

[bigtimes]

If Seahawk traffic is not to bad I hope to make it to your lunch Sunday. I am having trouble finding the thread with your meeting place at Southcenter by I think I read yesterday that it was at noon.

[BustedBrokeBeaten]

I am going to add this link to this thread because there are certainly going to be other people from Washington facing this issue with rental properties. This is a new thread started today, but the answers this member receives could be very helpful to others. ~ BBB

Foreclosure of Rental Property

[BustedBrokeBeaten]

Another link to a rather unique journey from a Washington home owner who is living abroad.

WA State Condo Owner Living Abroad and 40% already lost, though tenant occupied....