Well I have read many forums but my situation is very unique. I bought a house with my exboyfriend and moved out a year later. He kept the house despite my plees to do a short sale as it was going upside down fast (bought in 06). I quit claimed the deed to him as he told me that was the only way to get my name off the mortgage. Why I believed him is beyond me. Anyway, he died suddenly the other month and not I am not on the deed but am the only person left on the mortgage and I don't live there and his parents refuse to make an effort to clear his stuff out in order for me at least to rent it. I can't force them to because technically I dont own the house but my credit is effected already so I kinda do own it. But where does the deed go? There is no estate as there is nothing but debt left. Now heres when it gets sticky. He did a loan modification a year and a half ago but I never signed it. I had the bank print it out and is says his name and my name but the place for my signature is empty. Can the mortgage be null and void since it was modified without my concent? The bank says the mortgage has nothing to do with the deed, but contradict themseves by saying they didnt need my signature since I am not on the deed. Is there a loop hole? Will they garnish my wages for the debt? Please any advice would help.