Finally, after a year of not paying (and a year with a crappy mod), Fannie Mae has foreclosed.
We moved last December because the first auction date was in January. However, that didn't happen. The house was less than a mile from the new rental, so I tried to maintain the house somewhat, but they caught on and changed the locks.
Now I have the notice from the realtor and Fannie Mae. Is there any way I can still get cash for keys? If so, how should I negotiate it?