Ok, so I wanted to pose this question separate from my update post, as I think this is important. Can the bank, upon acceleration, enter my home? They sure want me to think so from the letter they sent today. It states the following (below). Anyone with insights, I'm all ears. This is the only thing thus far that has freaked me out a little... I'm kind of pissed off too.
"Your loan is in default. Pursuant to your loan documents, BAC Home Loans Servicing, LP may, enter upon and conduct an inspection of your property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. If you do not cure the default prior to the inspection, other actions to protect the mortgagee's interest in the property may be taken. The costs of the above-described inspections and property preservation efforts will be charged to your account."