Giving up financials... worth it??? - Loan Modification Forum

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Giving up financials... worth it???

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Deed in Lieu of Foreclosure - Do You Need Help to Walk Away? Need Help with a deed in lieu of foreclosure AKA Take this Home & Shove It! You are not alone. We thought we would add this section to the forum to assist the homeowners that have made the tough decision to walk away from their homes. This is America and you have the right to walk away from contracts and your home. The question is what implications will you suffer for saying, "Take this home and shove it, I aint paying you no more!" Find out the good, the bad and the ugly.

This is a discussion on Giving up financials... worth it??? within the Deed in Lieu of Foreclosure - Do You Need Help to Walk Away? forums, part of the Stop Foreclosure and Tell Us Your Story category; Hi all, I've posted several times on the site and many of you may know where I am at in ...

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09-02-2009, 02:32 PM	#1 (permalink)
egonlv Member Join Date: Jun 2009 Posts: 6 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Giving up financials... worth it??? Hi all, I've posted several times on the site and many of you may know where I am at in the whole process... but if not, heres a quick synopsis. Last payment was 5-09 and I've received my NOD for the NV property. Countrywide \ BOA are being the usual punks about the whole DIL \ Short Sale thing... as in they want all of my financial info before they "disapprove" me. My financials are strong; I can afford the place on paper. Im walking away because its over 100k underwater and I'm tired of bleeding that money out every year. I'd love to SS\DIL and be done with it, but I KNOW that I wouldnt be approved with my financials. I've read some other posts about them possibly using that info as leverage for a deficiency judgement... any thoughts \ experiences? I've posted this question before too, but just to get an update, has anyone had a deficiency judgement passed on them in NV? Thanks!

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