Currently we owe an estimated 13K. My ex-husband lives in the house and we share the bills---we're just not married anymore. He is not on the note---only I am. Could I short sale the house to him? Would it be a better idea to do that instead of working out repayment plans? We have a sale date---could we wait till the date and have him buy the house at a discount? Or could I short sale to my step-son so he may get all the benefits as a first time home buyer (however he does not have the income so he would have to co apply with my ex). Any ideas?