1. 11-01-2012
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Forum: Debt Settlement

People are looking for safe ways to get out of debt and one of those ways is debt settlement. This forum is to share various strategies and find ways to lower your monthly nut.

  1. Post Sticky Thread Sticky: General "Playbook" for CC Debt Settlement?

    Started by likesundaymornging, 07-12-2012 08:06 AM
    advice, debt settlement, planning, rules
    • Replies: 131
    • Views: 20,201
    05-21-2013, 05:33 PM Go to last post
  2. Sticky Thread Sticky: Settling with "in the money" 2nds

    Started by muhilla, 06-06-2011 01:40 PM
    • Replies: 613
    • Views: 49,025
    05-20-2013, 12:42 PM Go to last post
  3. Sticky Thread Sticky: Success Stories in Settling 2nds

    Started by TomEason, 05-05-2011 11:08 PM
    • Replies: 596
    • Views: 102,125
    05-18-2013, 02:31 PM Go to last post
  4. Sticky Thread Sticky: Sold Out Junior Loans

    Started by TomEason, 05-14-2011 05:39 PM
    2nd, citimortgage, how to refinance, settle second mortgage, settlement second mortgage
    • Replies: 1,269
    • Views: 107,641
    05-18-2013, 11:43 AM Go to last post
  5. Sticky Thread Sticky: How to Handle Unwelcome Callers

    Started by TomEason, 10-27-2011 10:15 PM
    • Replies: 60
    • Views: 8,134
    02-28-2013, 09:31 AM Go to last post
    • Replies: 14
    • Views: 1,805
    02-09-2013, 07:48 AM Go to last post
  6. Sticky Thread Sticky: How to Disappear From Your Creditors

    Started by TomEason, 03-13-2011 07:38 PM
    • Replies: 17
    • Views: 5,356
    07-23-2012, 07:53 PM Go to last post
  7. Sticky Thread Sticky: Strategy for Settling Your 2nd

    Started by TomEason, 02-01-2011 09:02 PM
    • Replies: 3,736
    • Views: 344,520
    01-13-2012, 05:00 PM Go to last post
  8. Sticky Thread Sticky: Financials of Loan Settlements

    Started by TomEason, 09-10-2011 05:27 PM
    • Replies: 9
    • Views: 4,347
    09-14-2011, 02:53 PM Go to last post
  1. WWYD Re-Chase settlement???

    Started by SJP1995, 01-24-2012 08:53 AM
    • Replies: 15
    • Views: 2,771
    02-20-2013, 02:20 PM Go to last post
  2. Exclamation Lawsuits Not So Rare on SOJL in Phoenix

    Started by mmksquared, 01-31-2013 07:14 AM
    • Replies: 4
    • Views: 786
    02-18-2013, 08:25 AM Go to last post
  3. PNC offset my business credit card

    Started by RLJones, 02-15-2013 07:31 PM
    • Replies: 0
    • Views: 695
    02-15-2013, 07:31 PM Go to last post
  4. BOA - not settling after court settlement

    Started by jdthroman, 02-05-2013 11:30 AM
    • Replies: 3
    • Views: 657
    02-15-2013, 10:42 AM Go to last post
  5. Starting the CC walk

    Started by brokeforgoin, 01-16-2013 05:22 PM
    • Replies: 2
    • Views: 746
    02-13-2013, 04:27 AM Go to last post
  6. Us bank rv loan

    Started by Octanefam, 02-12-2013 09:45 PM
    • Replies: 1
    • Views: 567
    02-13-2013, 03:36 AM Go to last post
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  7. Settled 2nd with Wells Fargo

    Started by Blowin it up, 02-12-2013 09:24 AM
    • Replies: 1
    • Views: 662
    02-12-2013, 09:53 AM Go to last post
  8. Benefits to settling a Sold Out Junior Loan?

    Started by RFA2010, 08-24-2012 10:06 AM
    • Replies: 16
    • Views: 1,263
    02-11-2013, 11:14 PM Go to last post
    • Replies: 3
    • Views: 567
    02-11-2013, 05:36 PM Go to last post
    • Replies: 29
    • Views: 3,285
    02-09-2013, 08:20 PM Go to last post
  9. Stop pre-arranged payment

    Started by JennyZ, 02-08-2013 01:25 PM
    • Replies: 2
    • Views: 474
    02-08-2013, 08:19 PM Go to last post
  10. Can settle a Second but not a CC? Pls read

    Started by whiteface, 02-08-2013 09:41 AM
    • Replies: 3
    • Views: 530
    02-08-2013, 02:32 PM Go to last post
  11. Chase: 2nd HELOC settlement questions

    Started by mikebennet, 02-06-2013 10:57 AM
    • Replies: 6
    • Views: 764
    02-07-2013, 11:26 AM Go to last post
  12. Wells Fargo HELOC

    Started by AmberSD, 08-22-2012 11:49 AM
    • Replies: 14
    • Views: 1,644
    02-05-2013, 07:53 AM Go to last post
  13. Gmac

    Started by tinyone, 09-26-2012 11:41 AM
    • Replies: 6
    • Views: 793
    02-04-2013, 06:01 PM Go to last post
  14. different problem settleing the 2nd

    Started by InTroubleInMo, 07-11-2012 08:54 AM
    • Replies: 9
    • Views: 1,009
    02-04-2013, 12:53 PM Go to last post
  15. heloc chapter 7

    Started by msdjsd, 02-03-2013 08:31 PM
    • Replies: 1
    • Views: 532
    02-04-2013, 07:41 AM Go to last post
  16. Cancelled Debt from BOA...1099 question

    Started by jorswift, 02-01-2013 11:06 AM
    • Replies: 3
    • Views: 693
    02-01-2013, 09:33 PM Go to last post
  17. Questions about unsecured debt....

    Started by lin842, 01-14-2013 02:04 PM
    asset acceptance, collections, credit card debt, credit report, debt collector
    • Replies: 7
    • Views: 907
    02-01-2013, 12:57 PM Go to last post
  18. Full extinguishment Question

    Started by tgeoghegan, 01-31-2013 07:20 AM
    • Replies: 0
    • Views: 376
    01-31-2013, 07:20 AM Go to last post
    • Replies: 2
    • Views: 590
    01-30-2013, 03:18 PM Go to last post
  19. Light at the end of the tunnel with HSBC...

    Started by Delna, 06-14-2012 03:51 PM
    • Replies: 10
    • Views: 1,921
    01-30-2013, 02:28 PM Go to last post
    • Replies: 4
    • Views: 666
    01-30-2013, 06:20 AM Go to last post
  20. Has anyone settled with Nationstar?

    Started by roadtofreedom, 09-10-2012 10:56 AM
    • Replies: 8
    • Views: 1,533
    01-29-2013, 07:08 PM Go to last post
  21. Settling for 10-20% of CC Debt - New Stragedy

    Started by whiteface, 01-28-2013 09:35 AM
    • Replies: 1
    • Views: 649
    01-29-2013, 09:03 AM Go to last post
    • Replies: 3
    • Views: 478
    01-28-2013, 06:30 PM Go to last post
    • Replies: 25
    • Views: 5,849
    01-26-2013, 08:42 PM Go to last post
  22. Citibank cc

    Started by iloveflorida, 11-05-2012 10:12 AM
    • Replies: 8
    • Views: 1,122
    01-26-2013, 03:24 PM Go to last post
    • Replies: 12
    • Views: 1,677
    01-26-2013, 03:19 PM Go to last post
  23. Settle or Wait after Short Sale

    Started by igotpar, 10-14-2011 02:51 PM
    • Replies: 5
    • Views: 1,710
    01-25-2013, 05:47 PM Go to last post
    • Replies: 1
    • Views: 744
    01-25-2013, 07:09 AM Go to last post
  24. National Mortgage Settlement Relief

    Started by kitkat01, 01-24-2013 11:37 AM
    • Replies: 1
    • Views: 570
    01-24-2013, 11:44 AM Go to last post
  25. DOJ Settlement for banks not in the main 5

    Started by airahcaz, 01-23-2013 04:35 PM
    • Replies: 3
    • Views: 583
    01-24-2013, 10:54 AM Go to last post
  26. Starting the walk

    Started by asclarch, 01-22-2013 10:45 PM
    2nd mortgage, credit cards, student loans
    • Replies: 5
    • Views: 671
    01-24-2013, 12:51 AM Go to last post
  27. Need Advice on Settling with Second Loan

    Started by jclight, 01-18-2013 09:50 AM
    • Replies: 7
    • Views: 761
    01-22-2013, 09:05 AM Go to last post
  28. Pay to Delete mark on credit with GMAC HELOC

    Started by himbear, 01-20-2013 08:37 PM
    • Replies: 5
    • Views: 869
    01-21-2013, 08:44 AM Go to last post
  29. GC Services

    Started by RLJones, 01-18-2013 07:44 PM
    • Replies: 1
    • Views: 612
    01-19-2013, 05:04 PM Go to last post
    • Replies: 15
    • Views: 1,238
    01-17-2013, 03:27 PM Go to last post
  30. Can I force BofA to charge off?

    Started by chabsin, 11-06-2012 12:15 PM
    • Replies: 8
    • Views: 1,022
    01-16-2013, 06:03 AM Go to last post
  31. Wells Fargo 2nd. Trying to Settle.

    Started by tgeoghegan, 07-25-2012 07:12 AM
    • Replies: 26
    • Views: 2,628
    01-15-2013, 12:57 PM Go to last post
  32. U.S. Bank -- A Tough Nut to Crack!

    Started by loansafe91745, 11-23-2012 11:32 AM
    • Replies: 28
    • Views: 1,263
    01-15-2013, 11:17 AM Go to last post
    • Replies: 22
    • Views: 3,061
    01-14-2013, 03:34 PM Go to last post
  33. Walk on unsecured WF Business Line?

    Started by ItsBob, 04-01-2012 10:31 AM
    business lines, debt, defaulting on payments, walk away, wells fargo
    • Replies: 21
    • Views: 8,466
    01-13-2013, 07:45 PM Go to last post
    • Replies: 3
    • Views: 1,211
    01-13-2013, 10:00 AM Go to last post
  34. Capitol One CC

    Started by NotABum, 01-11-2013 11:15 AM
    • Replies: 1
    • Views: 525
    01-11-2013, 06:23 PM Go to last post
    • Replies: 2
    • Views: 708
    01-11-2013, 01:18 PM Go to last post
    • Replies: 1
    • Views: 573
    01-09-2013, 10:31 AM Go to last post
  35. Bank of America Heloc Settlement Advice

    Started by ghettomax, 09-07-2012 07:11 PM
    • Replies: 11
    • Views: 3,202
    01-08-2013, 09:14 PM Go to last post
    • Replies: 5
    • Views: 1,120
    01-08-2013, 07:56 PM Go to last post
    • Replies: 8
    • Views: 808
    01-08-2013, 11:38 AM Go to last post
  36. Who to Talk to at U.S. Bank?

    Started by loansafe91745, 12-25-2012 12:30 AM
    • Replies: 4
    • Views: 709
    01-08-2013, 09:46 AM Go to last post
    • Replies: 9
    • Views: 749
    12-31-2012, 05:31 PM Go to last post
  37. need help on settlement offer verbiage

    Started by slamdunk, 12-23-2012 05:38 PM
    • Replies: 3
    • Views: 917
    12-28-2012, 10:59 AM Go to last post
    • Replies: 38
    • Views: 6,312
    12-26-2012, 08:41 AM Go to last post
  38. Chase Interest Rate Reduction on Credit Cards

    Started by Angel8448, 12-21-2012 04:11 PM
    • Replies: 0
    • Views: 752
    12-21-2012, 04:11 PM Go to last post
    • Replies: 7
    • Views: 2,350
    12-18-2012, 11:22 AM Go to last post
  39. Collection agency letter and judgment

    Started by topock, 12-14-2012 12:20 AM
    • Replies: 1
    • Views: 769
    12-14-2012, 10:23 AM Go to last post
    • Replies: 33
    • Views: 2,214
    12-14-2012, 09:31 AM Go to last post
  40. Sued for 2nd mortgage in California

    Started by intoodeep, 12-13-2012 06:51 AM
    • Replies: 5
    • Views: 795
    12-13-2012, 06:34 PM Go to last post
  41. Trying to settle second mortgage quick!

    Started by bbeckee, 06-14-2011 10:54 AM
    • Replies: 4
    • Views: 2,699
    12-13-2012, 11:58 AM Go to last post
    • Replies: 4
    • Views: 710
    12-12-2012, 10:08 AM Go to last post
  42. Still confuse and need help on second mortgage.

    Started by Tomorrow, 03-26-2012 09:39 AM
    • Replies: 5
    • Views: 1,551
    12-06-2012, 07:23 AM Go to last post
    • Replies: 4
    • Views: 623
    12-04-2012, 02:31 PM Go to last post
    • Replies: 3
    • Views: 1,854
    12-04-2012, 02:29 PM Go to last post
    • Replies: 7
    • Views: 1,040
    12-04-2012, 01:24 PM Go to last post
  43. Advice for my parents...

    Started by foster, 12-02-2012 03:29 PM
    • Replies: 5
    • Views: 840
    12-04-2012, 06:32 AM Go to last post
  44. Amount that insurance company pays a lender?

    Started by hammerman, 12-02-2012 07:43 AM
    • Replies: 2
    • Views: 592
    12-03-2012, 11:03 AM Go to last post
    • Replies: 1
    • Views: 746
    12-02-2012, 09:28 AM Go to last post
    • Replies: 45
    • Views: 5,653
    12-01-2012, 08:04 PM Go to last post
    • Replies: 4
    • Views: 980
    12-01-2012, 01:10 PM Go to last post
    • Replies: 3
    • Views: 718
    11-29-2012, 02:23 PM Go to last post
    • Replies: 5
    • Views: 508
    11-28-2012, 10:57 AM Go to last post
  45. Angry Green Tree and The Dreyfuss Firm

    Started by CentralCAHelp, 05-07-2012 09:41 PM
    • Replies: 10
    • Views: 1,772
    11-28-2012, 10:15 AM Go to last post
    • Replies: 3
    • Views: 874
    11-28-2012, 09:47 AM Go to last post
    • Replies: 9
    • Views: 1,529
    11-27-2012, 10:21 AM Go to last post
  46. Short sale Collection from Bank of America

    Started by rich1061, 04-15-2011 09:09 PM
    • Replies: 18
    • Views: 2,721
    11-22-2012, 03:22 PM Go to last post
  47. US bank 3 accounts start of process

    Started by josephwm, 05-22-2012 08:35 AM
    • Replies: 6
    • Views: 1,164
    11-21-2012, 11:00 AM Go to last post
  48. Questions regarding settling 2nd Mortgage

    Started by Scout76, 11-19-2012 03:53 PM
    • Replies: 6
    • Views: 960
    11-20-2012, 04:53 PM Go to last post
  49. wells fargo negotiation question

    Started by bionicle, 10-15-2012 10:46 PM
    • Replies: 8
    • Views: 911
    11-20-2012, 09:38 AM Go to last post
  50. 2nd Loan Settlement W/ Wells Fargo

    Started by lerho, 11-18-2012 09:54 PM
    • Replies: 1
    • Views: 940
    11-19-2012, 10:28 AM Go to last post
  51. Security clearance and settling 2nd mortgage

    Started by Settling, 10-16-2012 12:15 AM
    • Replies: 3
    • Views: 719
    11-19-2012, 09:42 AM Go to last post
    • Replies: 4
    • Views: 1,003
    11-18-2012, 07:58 PM Go to last post
  52. Settling with 2nd Mtg - GMAC

    Started by luckygirl, 11-15-2012 06:25 PM
    • Replies: 2
    • Views: 883
    11-18-2012, 07:39 PM Go to last post
    • Replies: 18
    • Views: 2,637
    11-16-2012, 02:13 PM Go to last post
    • Replies: 1
    • Views: 646
    11-15-2012, 04:09 PM Go to last post
  53. Massive Foreclosures after Election?

    Started by bionicle, 11-13-2012 07:03 PM
    • Replies: 1
    • Views: 629
    11-14-2012, 07:24 AM Go to last post
  54. Getting no where with BoA and SOJL

    Started by BoABlows, 11-11-2012 07:10 AM
    • Replies: 2
    • Views: 735
    11-13-2012, 12:21 PM Go to last post
  55. Is it normal for the lender to play dumb?

    Started by roadtofreedom, 09-05-2012 08:36 AM
    • Replies: 10
    • Views: 1,045
    11-12-2012, 08:09 AM Go to last post
  56. What should I do with my 2nd?

    Started by Persimon, 11-10-2012 02:01 PM
    • Replies: 1
    • Views: 587
    11-10-2012, 02:16 PM Go to last post
  57. Settling with Real Time Resolutions on SOJL

    Started by nathanaz, 11-09-2012 08:50 AM
    • Replies: 1
    • Views: 1,347
    11-09-2012, 10:33 AM Go to last post
    • Replies: 3
    • Views: 900
    11-08-2012, 12:43 PM Go to last post
  58. Anyone ever deal with BBVA/Compass?

    Started by hammerman, 11-07-2012 05:56 PM
    • Replies: 1
    • Views: 589
    11-07-2012, 07:33 PM Go to last post
  59. Need some quick help please!

    Started by nowimlate, 10-08-2012 10:07 AM
    • Replies: 10
    • Views: 1,015
    11-06-2012, 11:58 AM Go to last post
  60. strategic default 2nd loan with PNC in California.

    Started by Bablu, 11-05-2012 01:13 PM
    • Replies: 1
    • Views: 761
    11-05-2012, 03:31 PM Go to last post
  61. Need Advice RE: Settling WF HELOC

    Started by scb2k, 10-26-2012 08:10 AM
    • Replies: 3
    • Views: 607
    11-02-2012, 05:23 PM Go to last post
  62. Notice of Intent to Foreclose

    Started by dejaluv, 10-30-2012 01:58 AM
    • Replies: 4
    • Views: 941
    11-02-2012, 09:10 AM Go to last post
    • Replies: 1
    • Views: 719
    11-01-2012, 10:30 AM Go to last post
    • Replies: 7
    • Views: 661
    11-01-2012, 09:41 AM Go to last post
  63. Settled AMEX Debt Balance

    Started by Stevo, 10-30-2012 01:59 PM
    • Replies: 3
    • Views: 866
    11-01-2012, 12:06 AM Go to last post

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