Evan, Tom I need your advise

[imsocalresident]

i have 1st 410k hamp modified

2nd 93500 (exact) with wells fargo 2mp


3rd 230k(yes 230000) with wells fargo. not qualified 2mp

I am going to settle. 7months behind.

would be better i deal with 2nd and 3rd heloc together since its from same bank?

or settle 3rd itself.

which one is better for me?

reason I accept 2mp trial because I'm afraid wf 2nd would fc.

If they fc they still get 100k even though they paid 40k for fc. Isn't it?

2nd and 3rd together 323k. They still get 100k.

I thought they won't settle less than that amount. so I accept 2mp trial.

and I was gonna work on my 3rd to settle.

3rd itself is way underwater. so i thought I could settle with better rate.

This was y scenario.

Any advise would be appreciated. Thank you so much.





house value 650000.00 from CMA report.

[imsocalresident]

Anybody have any idea?

i have 1st 410k hamp modified

2nd 93500 (exact) with wells fargo 2mp


3rd 230k(yes 230000) with wells fargo. not qualified 2mp

I am going to settle. 7months behind.

would be better i deal with 2nd and 3rd heloc together since its from same bank?

or settle 3rd itself.

which one is better for me?

reason I accept 2mp trial because I'm afraid wf 2nd would fc.

If they fc they still get 100k even though they paid 40k for fc. Isn't it?

2nd and 3rd together 323k. They still get 100k.

I thought they won't settle less than that amount. so I accept 2mp trial.

and I was gonna work on my 3rd to settle.

3rd itself is way underwater. so i thought I could settle with better rate.

This was y scenario.

Any advise would be appreciated. Thank you so much.





house value 650000.00 from CMA report.

[indeep1959]

Give them time to answer, asking on a weekend I've found doesn't get you too many responses. People want to get away from these issues and enjoy their weekend! :-)