Can a Collection Agency garnish a credit union checking account? Wasn't sure if that works the same way as a bank? Credit unions seem to be "kinder" to their customers.
Also, I have a tax lien that the IRS is not currently collecting on because of my financial situation. Will the creditors(or a judge, if it comes to that) see that lien and not bother to go to court? In other words would they know they would have to "get in line" and see it as a waste of time?
Yikes, I think I am getting down to the wire as I am 6 months behind. Getting nervous!!