Have been getting phone calls from GCC (Global Credit Corp.) more frequently these days(reaching the 180 day mark) and was wondering two things--
First, does anyone have experience with them? Do they go after you right away?
Second, if it is a bill collector, does it take longer for them to garnish wages, etc than if it was the credit card directly comming after you?
I believe they are the collectors for Cap 1 so they can probably verify the debt.
Should I ask them anyway. They are calling, not sending letters now.
Any info appreciated.