Are you facing monstrous credit card balances? Unfortunately, there is no quick-fix solution to get out of debt, despite what solicitors or infomercials might have you believe.


There are some tried-and-true methods for paying down debt. However, it's staying committed to your financial goals, not necessarily how you go about it that matters most, says Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling, a nonprofit organization.

ways-pay-off-credit-card-debt-bankrate: Personal Finance News from Yahoo! Finance