RestReportMatters
Threads 1 to 82 of 82

Forum: Credit Repair

Many people are suffering from bad credit and are looking for ways to help with credit repair. In this forum we will discuss ways to fix your own credit. Please feel free to share your ideas and experiences.

  1. Sticky Thread Sticky: 7 Small Mistakes That Will Hurt Your Credit Score

    Started by Cat Damiano, 03-09-2012
    • Replies: 2
    • Views: 614
    Cat Damiano
    03-09-2012 Go to last post

  2. Question Sticky Thread Sticky: What was your credit score before and after foreclosure, dil and or short sale? - POLL

    Started by Jumbo in Oregon, 01-30-2012
    • Replies: 8
    • Views: 1,038
    iFrances
    03-08-2012 Go to last post

  3. Lightbulb Sticky Thread Sticky: How to Remove a Charge-Off From Your Credit Report

    Started by Cat Damiano, 01-24-2012
    • Replies: 0
    • Views: 1,068
    Cat Damiano
    01-24-2012 Go to last post

  4. Sticky Thread Sticky: The New Credit Score Rules

    Started by Cat Damiano, 08-30-2011
    • Replies: 10
    • Views: 1,956
    shayl475
    12-21-2011 Go to last post

  5. Sticky Thread Sticky: How Credit Scores Work, How a Score is Calculated

    Started by Cat Damiano, 12-21-2011
    • Replies: 0
    • Views: 648
    Cat Damiano
    12-21-2011 Go to last post

  6. Sticky Thread Sticky: What Credit Score Should You Have?

    Started by Cat Damiano, 11-16-2011
    • Replies: 0
    • Views: 895
    Cat Damiano
    11-16-2011 Go to last post

  7. Sticky Thread Sticky: How to Dispute Errors on Your Credit Report

    Started by Cat Damiano, 11-02-2011
    • Replies: 0
    • Views: 868
    Cat Damiano
    11-02-2011 Go to last post

  8. Sticky Thread Sticky: Dispute Credit Report

    Started by Moe Bedard, 03-24-2010
    credit report disputes, credit reporting agencies dispute, dispute item on your credit report, dispute items on credit report, how to dispute credit report
    • Replies: 3
    • Views: 2,438
    iOwnSomeMNTA
    10-18-2011 Go to last post

  9. Sticky Thread Sticky: Is It Time to Ditch Your Debit Card?

    Started by Cat Damiano, 10-01-2011
    bank of america, debit card fees
    • Replies: 0
    • Views: 1,007
    Cat Damiano
    10-01-2011 Go to last post

  10. Sticky Thread Sticky: 6 Ways to Pay Off Credit Card Debt

    Started by Cat Damiano, 08-07-2011
    consolidate debt, credit card debt
    • Replies: 0
    • Views: 1,170
    Cat Damiano
    08-07-2011 Go to last post

  11. Post Sticky Thread Sticky: Credit Repair Sample Letters

    Started by Moe Bedard, 03-22-2010
    • Replies: 7
    • Views: 4,505
    goodyphilips
    08-27-2010 Go to last post

  12. Sticky Thread Sticky: 3 Main Credit Bureaus Reporting Agencies Addresses and Phone Numbers

    Started by Moe Bedard, 03-22-2010
    • Replies: 1
    • Views: 4,403
    pwsolutions
    04-23-2010 Go to last post

  1. Ready to buy again - great credit scores - but banks reporting erroneous lates and balances to credit companies

    Started by lisdafied, 1 Week Ago
    • Replies: 4
    • Views: 296
    TomEason
    1 Week Ago Go to last post

  2. How Does a Foreclosure show on credit report ??

    Started by bigdawg100, 1 Week Ago
    • Replies: 5
    • Views: 274
    bigdawg100
    1 Week Ago Go to last post

  3. Question about 3 hard credit pulls

    Started by walkernj, 2 Weeks Ago
    • Replies: 8
    • Views: 626
    walkernj
    2 Weeks Ago Go to last post

  4. I Need Help With My Credit Score

    Started by miguelwalliance, 03-14-2012
    • Replies: 2
    • Views: 654
    miguelwalliance
    2 Weeks Ago Go to last post

  5. what happens if I did not reaffirm my mortgage after Bankrupcy?

    Started by bnpiferone8, 01-11-2011
    • Replies: 22
    • Views: 16,807
    RyanJP
    2 Weeks Ago Go to last post

  6. Realtime Resolutions 2nd Mortgage Lien Settlement

    Started by mhorgan, 01-25-2012
    • Replies: 2
    • Views: 1,524
    sandiemac
    04-07-2012 Go to last post

  7. Student Loans and HELOC don't show up on any credit reports

    Started by amazonmom, 04-01-2012
    • Replies: 7
    • Views: 620
    Evan Bedard
    04-04-2012 Go to last post

  8. How long to make an impact

    Started by Mom2Boys, 04-02-2012
    • Replies: 1
    • Views: 458
    Cat Damiano
    04-02-2012 Go to last post

  9. Credit Score Question

    Started by amacmon, 03-23-2012
    • Replies: 0
    • Views: 429
    amacmon
    03-23-2012 Go to last post

  10. Settling a 2nd - affect on credit

    Started by chabsin, 11-17-2011
    • Replies: 19
    • Views: 1,353
    ginnywilcox
    03-23-2012 Go to last post

  11. Angry Disputed 2nd Mort. on Credit and it came back "verified, unchanged"... Now what?

    Started by zatoichi311, 01-17-2012
    second mortgage credit repair dispute
    • Replies: 12
    • Views: 1,008
    TomEason
    03-20-2012 Go to last post

  12. 2nd Mortgage Settlement - Showing as Severely Delinquent on Credit Report

    Started by dkauf, 09-29-2011
    • Replies: 10
    • Views: 1,553
    CalOkie
    03-19-2012 Go to last post

  13. 2nd mortgage posting "past due" instead of charged off in Chapter 7

    Started by polterfish, 03-12-2012
    bk 7, charge off
    • Replies: 10
    • Views: 697
    Cat Damiano
    03-19-2012 Go to last post

  14. Credit Repair after loan mod

    Started by duy02pham, 06-09-2011
    • Replies: 2
    • Views: 1,335
    sandiegosub
    03-14-2012 Go to last post

  15. Is it a good idea to finance a new car purchase before missing my first mortgage payment?

    Started by BUYERRYAN, 03-07-2012
    • Replies: 1
    • Views: 512
    Cat Damiano
    03-07-2012 Go to last post

  16. Credit Report shows Past Amount Due on Foreclosure

    Started by RickV, 03-07-2012
    • Replies: 0
    • Views: 448
    RickV
    03-07-2012 Go to last post

  17. Riddle me this, Batman!

    Started by RyanJP, 02-23-2012
    • Replies: 0
    • Views: 481
    RyanJP
    02-23-2012 Go to last post

  18. Auto Loans After Bankruptcy

    Started by RyanJP, 02-09-2012
    • Replies: 1
    • Views: 794
    jakelabry
    02-09-2012 Go to last post

  19. Lost and overwhelmed with 2nd mortgage

    Started by cazmit, 02-04-2012
    • Replies: 5
    • Views: 898
    Ready2Run
    02-07-2012 Go to last post

  20. Second Mortgage still showing up late after foreclosure

    Started by garyys, 01-14-2011
    2 Pages •
    1 2
    • Replies: 30
    • Views: 4,473
    TomEason
    02-03-2012 Go to last post

  21. Credit score movement after strategic foreclosure

    Started by Jumbo in Oregon, 01-28-2012
    credit after strategic foreclosure, credit score movement after sf, keeping tabs on credit score
    • Replies: 4
    • Views: 1,031
    meggood
    01-28-2012 Go to last post

  22. Chpt 7 on home loan

    Started by LOANQUESTIONGUY, 01-24-2012
    • Replies: 6
    • Views: 696
    Evan Bedard
    01-25-2012 Go to last post

  23. Getting a "Statrted foreclosure process" removed from your credit report

    Started by ksimm, 12-22-2011
    • Replies: 2
    • Views: 1,076
    Evan Bedard
    12-22-2011 Go to last post

  24. "Foreclosure Process Started" on credit - Can't Refi?

    Started by Dorian Gray, 11-05-2011
    credit, dispute, foreclosure, refinance, short sale
    • Replies: 3
    • Views: 1,360
    Evan Bedard
    12-20-2011 Go to last post

  25. help need advice on how to repair our bad credit due to cc settlement and loan mod

    Started by trixi, 12-06-2011
    • Replies: 1
    • Views: 768
    Cat Damiano
    12-06-2011 Go to last post

  26. Credit report question....

    Started by itsy123, 11-15-2011
    • Replies: 0
    • Views: 623
    itsy123
    11-15-2011 Go to last post

  27. trying to qualify for a VA loan

    Started by virginia jewell, 10-14-2011
    • Replies: 1
    • Views: 1,092
    Cat Damiano
    10-15-2011 Go to last post

  28. Credit Scores

    Started by shobam, 02-18-2011
    • Replies: 13
    • Views: 1,879
    Lp1884
    10-11-2011 Go to last post

  29. Student Loan default - then paid off

    Started by Lp1884, 02-18-2011
    • Replies: 3
    • Views: 1,522
    RightOnTime
    10-07-2011 Go to last post

  30. US Bank credit card havent paid in 4 yrs

    Started by estela13, 09-27-2011
    • Replies: 1
    • Views: 1,227
    Jim007
    09-27-2011 Go to last post

  31. WF Reported Negative on Credit Report While On Forbearance-May Be Having Trouble Getting Hired

    Started by lynnd, 09-20-2011
    • Replies: 0
    • Views: 883
    lynnd
    09-20-2011 Go to last post

  32. Foreclosure still reporting late after sale

    Started by KristinE920, 08-10-2011
    • Replies: 1
    • Views: 1,349
    Cat Damiano
    08-10-2011 Go to last post

  33. Question Sb 458

    Started by lookingforanswers, 08-02-2011
    • Replies: 0
    • Views: 1,156
    lookingforanswers
    08-02-2011 Go to last post

  34. how does a forclosure/short sale fall off? all at once or in pieces?

    Started by deelightfull, 07-29-2011
    credit hit, forclosure, forclosure timeline
    • Replies: 5
    • Views: 1,430
    Cat Damiano
    08-01-2011 Go to last post

  35. fix credit or file bankruptcy

    Started by sandiegosub, 03-25-2011
    • Replies: 3
    • Views: 1,608
    Kensington
    07-26-2011 Go to last post

  36. Deed in Lieu

    Started by bostonlass, 07-18-2011
    • Replies: 3
    • Views: 1,217
    TomEason
    07-18-2011 Go to last post

  37. Has anybody used cash call to repair credit?

    Started by Daisy Cutter, 10-29-2010
    cash call, credit repair, fico
    • Replies: 4
    • Views: 1,824
    Jeffrey L. Shurtliff
    07-13-2011 Go to last post

  38. 2nd Mortgage Not reaffirmed now threaten to charge off

    Started by rmadams77, 07-08-2011
    ch 7, charge off, foreclosure, re affirmed
    • Replies: 5
    • Views: 1,737
    TomEason
    07-09-2011 Go to last post

  39. Question When will my credit score really take a hit? (strategic defaulter here)

    Started by blssed2bme, 06-16-2011
    • Replies: 6
    • Views: 2,050
    blssed2bme
    07-08-2011 Go to last post

  40. Angry Car Loan Denial

    Started by misscantbewrong, 10-30-2010
    • Replies: 14
    • Views: 2,688
    TomEason
    06-25-2011 Go to last post

  41. Credit Severely Damaged because of on-going Chase Loan Modification

    Started by Bilbert, 05-02-2011
    chase, credit report, credit score, loan mod
    • Replies: 1
    • Views: 1,744
    facha
    05-02-2011 Go to last post

  42. Authorized User

    Started by AnotherGAStory, 04-12-2011
    • Replies: 4
    • Views: 1,429
    MyHAMP
    04-20-2011 Go to last post

  43. Bank wants to change my account to non-reporting

    Started by Jbogaty, 02-04-2011
    • Replies: 11
    • Views: 1,529
    Angel8448
    04-17-2011 Go to last post

  44. Credit Repoting question

    Started by sweetpea33, 04-10-2011
    • Replies: 1
    • Views: 1,346
    TomEason
    04-10-2011 Go to last post

  45. How to Disappear aka Going Private or Hiding from Creditors

    Started by TomEason, 03-13-2011
    • Replies: 3
    • Views: 1,614
    TomEason
    04-09-2011 Go to last post

  46. credit repair

    Started by ashleytanzan, 04-07-2011
    • Replies: 1
    • Views: 1,258
    shobam
    04-08-2011 Go to last post

  47. Quick boost to credit score for re-fi?

    Started by PhoenixMan, 01-19-2011
    boost credit score, credit repair, raise score
    • Replies: 8
    • Views: 1,751
    Triumph T595
    04-07-2011 Go to last post

  48. Short sale completed, reported as "charged off as bad debt" vs " settle for less than agreed"

    Started by windyCA, 03-23-2011
    credit report, credit score, short sale
    • Replies: 0
    • Views: 1,478
    windyCA
    03-23-2011 Go to last post

  49. Strategic foreclosure in az and credit impact ?

    Started by ginch, 03-16-2011
    • Replies: 4
    • Views: 1,657
    ginch
    03-17-2011 Go to last post

  50. mortgage calculator

    Started by mokhzaid, 02-15-2011
    • Replies: 0
    • Views: 984
    mokhzaid
    02-15-2011 Go to last post

  51. Never late, paying down my cards=reduced limits every month. HELP!

    Started by jkokes, 12-29-2010
    credit card, lowering limits, pay on time
    • Replies: 3
    • Views: 1,403
    Calli09
    02-12-2011 Go to last post

  52. Helpful free website for credit repair and scoring

    Started by Calli09, 02-12-2011
    • Replies: 0
    • Views: 1,217
    Calli09
    02-12-2011 Go to last post

  53. BofA Loan Mod Approved, credit whacked, next steps?

    Started by Alpha_Forward, 11-02-2010
    • Replies: 9
    • Views: 1,981
    Angel8448
    02-12-2011 Go to last post

  54. Best credit monitoring services?

    Started by bethm7, 01-27-2011
    • Replies: 3
    • Views: 1,639
    goodyphilips
    02-02-2011 Go to last post

  55. 3 open cards with pretty high balances, what is best to repair credit- pay down all at once or continue with minimum?

    Started by Daisy Cutter, 10-29-2010
    credit repair, fico, visa
    • Replies: 2
    • Views: 1,338
    goodyphilips
    02-01-2011 Go to last post

  56. Exclamation How to repair credit/FICO score after foreclosure??

    Started by blssed2bme, 12-11-2010
    credit score, fico, foreclosure
    • Replies: 15
    • Views: 4,135
    hope67
    01-26-2011 Go to last post

  57. Credit Score Impact of Settling a Debt

    Started by kurtkrum, 01-12-2011
    • Replies: 0
    • Views: 1,412
    kurtkrum
    01-12-2011 Go to last post

  58. credit score - charge off and now dealing with collection agency

    Started by california2010, 12-20-2010
    • Replies: 5
    • Views: 1,525
    TomEason
    12-29-2010 Go to last post

  59. Spouses charged off debt

    Started by dianne, 12-21-2010
    • Replies: 5
    • Views: 1,111
    cmass122
    12-24-2010 Go to last post

  60. Be careful if you sign on with a debt management company like ACCC

    Started by shobam, 12-22-2010
    • Replies: 1
    • Views: 1,165
    Evan Bedard
    12-22-2010 Go to last post

  61. Credit strategies just before foreclosure

    Started by greenmax, 09-22-2010
    • Replies: 2
    • Views: 1,699
    cmass122
    12-10-2010 Go to last post

  62. Deleting late remarks on credit report after short sale

    Started by trappeddude, 10-03-2010
    • Replies: 4
    • Views: 2,123
    wawaleonor
    11-17-2010 Go to last post

  63. Recent lates showing up on old, closed out homeloan

    Started by bgreene_74, 10-08-2010
    • Replies: 3
    • Views: 1,282
    Moe Bedard
    10-15-2010 Go to last post

  64. Credit Report Alert: No payment since June 2010

    Started by DBarr13447, 09-27-2010
    • Replies: 2
    • Views: 1,429
    lisasxr
    09-29-2010 Go to last post

  65. Final foreclosure hit

    Started by shayl475, 09-26-2010
    • Replies: 1
    • Views: 1,603
    DHubie4
    09-26-2010 Go to last post

  66. Negative Reporting during Forbearance

    Started by LostFaith, 09-21-2010
    • Replies: 1
    • Views: 1,352
    Evan Bedard
    09-21-2010 Go to last post

  67. Credit Questions after a short sale

    Started by rochelle, 07-06-2010
    • Replies: 2
    • Views: 2,249
    goodyphilips
    09-21-2010 Go to last post

  68. Car Loan on Spouses name

    Started by briknope, 05-09-2010
    • Replies: 4
    • Views: 2,384
    juskilentime
    09-18-2010 Go to last post

  69. How to qualify for new refi loan with erroneous delinquency on report

    Started by dabs123, 09-15-2010
    • Replies: 5
    • Views: 1,370
    lisasxr
    09-17-2010 Go to last post

  70. "Universal default" and credit report inquiry question

    Started by izzle, 08-13-2010
    • Replies: 2
    • Views: 1,560
    goodyphilips
    08-31-2010 Go to last post

  71. Another wage garnishment Question

    Started by JOSUE, 08-26-2010
    • Replies: 3
    • Views: 1,423
    davephx
    08-27-2010 Go to last post

  72. Debt settlement

    Started by markwaugh3, 08-03-2010
    • Replies: 4
    • Views: 1,660
    goodyphilips
    08-26-2010 Go to last post

  73. BK or bad credit

    Started by Homebody, 05-08-2010
    • Replies: 8
    • Views: 2,119
    Jack White
    08-04-2010 Go to last post

  74. Construction Loan with credit ding?

    Started by slater333, 07-29-2010
    construction loan, shortsale mortgage
    • Replies: 0
    • Views: 1,244
    slater333
    07-29-2010 Go to last post

  75. Question Report Rent to the Credit Bureaus

    Started by faststart, 06-29-2010
    credit bureaus, credit score, rent, reporting rent
    • Replies: 2
    • Views: 1,898
    nickelnm
    07-27-2010 Go to last post

  76. New Opportunities for those with credit dings?

    Started by WeighingOptions, 07-15-2010
    • Replies: 2
    • Views: 1,699
    calgirl67
    07-15-2010 Go to last post

  77. need advice

    Started by applejack, 06-28-2010
    • Replies: 1
    • Views: 1,464
    Evan Bedard
    06-29-2010 Go to last post

  78. How to Build Credit

    Started by Bella, 06-23-2010
    • Replies: 1
    • Views: 1,767
    Evan Bedard
    06-24-2010 Go to last post

  79. Problem with activation

    Started by arnoldbroo, 05-26-2010
    " size=
    • Replies: 1
    • Views: 1,429
    Evan Bedard
    05-26-2010 Go to last post

  80. Multiple Inquiries from one Application

    Started by kelpdiver, 05-20-2010
    • Replies: 2
    • Views: 1,590
    MyHAMP
    05-25-2010 Go to last post

  81. Chase Home Equity Loan - preventing me from obtaining a mortgage

    Started by Robo241, 05-09-2010
    • Replies: 0
    • Views: 1,889
    Robo241
    05-09-2010 Go to last post

  82. the judgement

    Started by bluebeta123, 04-26-2010
    • Replies: 1
    • Views: 1,732
    LostVegas
    04-26-2010 Go to last post

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