My Loan Modification Story...HELP!

[MountainDawn]

I signed a loan modification in October 2008, and made the now lower monthly payments in October, November, December and January. I realized the middle of January that Decembers and Januarys payments never cleared my checking account. I called CountryWide and they told me I never had a modification and I was now in foreclosure. I then called the loan modification department and they told me there was a problem with the modification papers that were signed in Oct. 08., making them null and void. The modification people,CountryWide and I then had a three way conversation. They told me to fax proof of income for the last 2 months and they would see what they could do about a new modification but no promises that they could help. I did that and...... nothing. Now what can I do to save my home?

[Moe Bedard]

Hi MountainDawn,


Welcome to the forum and thank you for joining................

If this is the only property that you own............you may want to try NACA instead to help you out with CW.........NACA works with the advocacy dept. of CW.............and the Home Save modification services are free........here is the link.......
https://www.naca.com/refinance/refinanceTenStep.jsp

[MountainDawn]

Hi ***,

Thank you so much for the info and link to NACA. I haved faxed info to both CW and NACA and keeping my fingers crossed. I appreciate your help. Will keep you posted.

MountainDawn