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Countrywide Home Loans - Tell Us Your Countrywide Story Due to the OVERWHELMING amount of Countrywide Home Loan stories, issues and problems, we at Loan Safe thought it would be best to have an entire forum dedicated to tracking what Countrywide is doing to HELP struggling homeowners and how they are treating their customers. Good or bad, let your voice be heard and your story be known.

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Re: Help With Mod
  #76 (permalink)   IP: 75.43.219.204
Old 07-30-2008, 02:45 PM
cbriones cbriones is offline
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Re: Help With Mod

I Guess No Advice Txs Anyways
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Re: Help With Mod
  #77 (permalink)   IP: 67.177.243.104
Old 07-30-2008, 02:55 PM
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Re: Help With Mod

Given the history of your situation from the start and the offer you were given...............I think that this offer is more than fair.............if you feel otherwise then ask them.........and if it is something that you are not going to be able to afford moving forward.............you will have to ask them what other options are available..........such as Short Sale or Deed in Lieu.
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Re: Help With Mod
  #78 (permalink)   IP: 75.47.187.158
Old 08-04-2008, 04:13 PM
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Re: Help With Mod

Do you know what that bill is that the president passed for Oct 1st ?
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Re: Help With Mod
  #79 (permalink)   IP: 67.177.243.104
Old 08-04-2008, 04:35 PM
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Re: Help With Mod

This is the full text of the bill................

http://www.house.gov/apps/list/press..._bill_text.pdf
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Re: Help With Mod
  #80 (permalink)   IP: 75.47.187.158
Old 08-04-2008, 04:42 PM
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Re: Help With Mod

Thats so long almost 700 pages can you just tell me was the bill that it would take a borower out of forclosure and the qualifications that you have to be in forclosure and be paying 30 % or more of your income to your mtg.. I dont know where i heard that but i cant find any articles on it anymore..
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Re: Help With Mod
  #81 (permalink)   IP: 67.177.243.104
Old 08-04-2008, 05:01 PM
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Re: Help With Mod

FACT SHEET: FHA TO PROVIDE ADDITIONAL MORTGAGE ASSISTANCE TO STRUGGLING HOMEOWNERS
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Loan Mod
  #82 (permalink)   IP: 75.47.187.158
Old 08-04-2008, 05:02 PM
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Loan Mod

I Am In The Process Of A Loan Mod As You Know By Reading My Past Threads I Received A Call Last Week From A Neg She Gave Me The Forbearance Amounts That I Will Have To Pay For The Next 3 Months Which Was The Same As The Mtg Payment That Got Me In Trouble In The First Place She Told Me That She Would Call Me Back Later That Day So I Can Discuss With My Husband Still To This Day She Will Not Return My Calls I Call Daily Loss Mit Sends Her Emails And Messages On Vm But She Will Not Call Me Back.. What Should I Do Who Should I Speak To
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Re: Loan Mod
  #83 (permalink)   IP: 67.177.243.104
Old 08-04-2008, 05:14 PM
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Re: Loan Mod

If you need to go over the offer with someone just speak to whoever answers the main line..................

ASC ART Team
1-866-398-7569

ASC Loss Mitigation
1-866-398-7568
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Re: Loan Mod
  #84 (permalink)   IP: 75.47.187.158
Old 08-04-2008, 05:22 PM
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Re: Loan Mod

The Problem Is That I Didnt Agree On It She Said That She Would Call Me Back To See If My Husband Agreed But I Havent Got The Call Back . Another Thing Why Would The Give Me The Exact Payment That I Couldnt Afford...
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Re: Loan Mod
  #85 (permalink)   IP: 67.177.243.104
Old 08-04-2008, 05:27 PM
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Re: Loan Mod

You would have to ask them...............some here have received higher payments then they had orignally because taxes got escrowed and principle was added to what was an interest only payment before..........
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Re: Loan Mod
  #86 (permalink)   IP: 75.47.187.158
Old 08-04-2008, 05:30 PM
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Re: Loan Mod

The Payment Was 2844.00 With Mtg And Taxes Now Its 2799.00 With Taxes& Insurance Its Still To Way To High For Us What Is Better If I Sell ...
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Re: Loan Mod
  #87 (permalink)   IP: 67.177.243.104
Old 08-04-2008, 06:04 PM
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Re: Loan Mod

This is what you need to ask ASC.................why you were given a payment plan that you can not afford........
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Re: Loan Mod
  #88 (permalink)   IP: 75.47.187.158
Old 08-04-2008, 07:15 PM
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Red face Re: Loan Mod

do you know if the negotiator can go back and re neg for me .. with the investor..
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Re: Loan Mod
  #89 (permalink)   IP: 75.47.187.158
Old 08-04-2008, 07:25 PM
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Re: Loan Mod

i forgot also when i did my financials i had 200.00 left a month and the neg told me that i do have that 200.00 left monthly so i should be able to do it ...
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Re: Loan Mod
  #90 (permalink)   IP: 67.177.243.104
Old 08-04-2008, 08:28 PM
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Re: Loan Mod

You can try..............and the surplus listed on this forum is only a guide from the success stories as each and every investor has a different criteria that they follow..........
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Can a person who owes 5 houses get a mod
  #91 (permalink)   IP: 75.43.205.188
Old