I've been struggling to modify my loan with Countrywide for the past year and a half. They've denied me three times. They told me to short sale my property instead. My loan has not adjusted yet but will in about a year. My Realtor and attorney pushed me into putting my house on the market now instead of waiting a year. I think it was bad advice now thinking about it. (attorney contracts with the Realtors, so he makes a profit from sale.) Now I have an offer.
CW is dragging its heels to respond, but I'm wondering if I should hold off on selling now with this new development in the
CW/BofA lawsuit. How do I know if I qualify for modification now that the rules have changed? Will it even help people like me who aren't fully adjusted yet and aren't in trouble yet but soon will be? Should I get another attorney? I don't know who to talk to for good, sound, ungreedy advice. Sorry if I sound like an idiot. I'm slowly learning all the things I should have known from the beginning but haven't figured it all out yet. Thanks. SP