I had a home loan that was done through countrywide. The broker fed me to them. Anyway, my mortgage note says America's Wholesale Lender, but the recorded mortgage says America's Wholesale Lender a corporation. Why are the two different? Will this pose a problem for me?
I actually was able to view the actual note online through my bank of america online account.
Do you think that my mortgage is one of those "crazy ones" we've been hearing about? Unsecured through securititzation failure?
I've looked to find out what trust my mortgage is in but I can't find it. I called B of A, but they wont tell me. They act as if they have no idea what I am talking about.
I tried to find out about a harp2 loan and they told me I don't qualify because I didn't reaffirm the mortgage during our bankruptcy. I called them back however, and they tried telling me to call a certain number and reaffirm the debt and THEN they could do a harp2 loan but they wouldn't tell me the terms of what i'd be looking at. I felt like maybe they were just trying to get me to reaffirm so they could turn around and tell me I didn't qualify for a harp2 and then they'd have me personally liable for this crazy 80/20(20 has a 15 year baloon payment almost the same amount that I borrowed and is at 10.125%)......
Does anyone have any idea what I should do? Aren't the mortgage notes and the note itself supposed to have the same exact lender name on it??