Ya know I was thinking the same thing you said....what really can be done? I have not received any correspondence from BOA in connection with my HAMP request, other than at the very beginning. (i.e. we have received your request and are reviewing). I'm "assuming" that if/when they do send me something in writing, I will obviously respond, but the "underwiting" part appears to be taking more time than the "gathering verification of docs" did--which appears to be opposite of most other forum members' experiences.
I did receive (in my monthly statement) an escrow account review yesterday. If you recall when I first started this thread, that there was an 8K overage in the escrow? Well apparently, they have placed those funds in some other account and when it is time to pay the taxes ( last November, December) magically, some "money" was payed into the escrow account to pay the taxes. No explanation of "where" the money came from. It is bothersome that BOA has moved the overage from the escrow account and put it some place else, only to put some back into escrow for paying taxes.