Modification Documents - What to Sign?

[feellost]

I received my loan documents from Bank of America, but they don't say how many originals and copies to sign and return. Looks like 2 originals and 2 copies, and I don't know which to keep for myself and which to sign and return. Anyone can help? Also, I'm signing for my ex husband. I have a power of attorney. Does anyone have experience with that and has any advice?

[aprilware2]

Make copies of everything after you sign it. Even the package you shipping it in if you have one to send back.

[ItsJustMe]

I agree w/April. Copy EVERYTHING.

I only had two copies. I vote, when in doubt sign and send EVERYTHING! Our mod was held up for months because the notary insisted that one of the pages wasn't needed (we are CA, and there was a seperate CA sheet included). Even if it makes no sense, sign and send EVERYTHING and let them think you are a wierdo when they get this package full of stuff lol.

[nativelasvegan]

When signing documents under power of attorney, I would suggest that you sign your name for your ex and then put "as agent for [name of ex]". I would also be sure to include a copy of the power of attorney when you send it back. If you are to sign before a notary, be sure to take the power of attorney with you to the notary's office. I too would have all copies signed as originals and just keep a copy for myself.

[feellost]

Thanks, everyone. I got a reply from an email I sent to my negotiator and per her instructions I signed and sent back two copies of each document; I signed for my ex "as agent"; and I included a copy of the power of attorney. That was on Friday. I got an email from her earlier this week saying that she got all the docs and everything is in order. Big sigh of relief.

[ama125]

I truly am so happy for you, especially given all the rest of the stress you have had to go through outside of this. Go take some time to yourself to detox from all the stress and start enjoying life again