Old 10-29-2009, 07:32 PM   #1 (permalink)
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I found a site that has copies of loan modification agreements

Copies of agreements for different banks..

If you scroll down about half way, there is one for BOA, does this look like the permanent loan modification agreement you receive?

http://www.homemortgagenegotiator.co...rmmodgucwa.pdf


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Old 10-29-2009, 11:46 PM   #2 (permalink)
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Re: I found a site that has copies of loan modification agreements

Yep. I got this one from BOA.
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Old 10-30-2009, 04:53 AM   #3 (permalink)
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Re: I found a site that has copies of loan modification agreements

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Originally Posted by pwrought View Post
Yep. I got this one from BOA.
Good for you! It looks pretty simple, did they ask you to send more docs or financial info or anything else?
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Old 10-30-2009, 07:32 AM   #4 (permalink)
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Re: I found a site that has copies of loan modification agreements

PW - I though you said yours was fixed at 2%, this one is 5.75%

What happens after 5 years?
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Old 10-30-2009, 08:19 AM   #5 (permalink)
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Re: I found a site that has copies of loan modification agreements

Here's the official HAMP-agreement:

https://www.efanniemae.com/sf/formsd...e/pdf/3157.pdf

BTW, an interesting source to compare your documentation to the official docs:

https://www.efanniemae.com/sf/mha/mh...rrowersolicit/
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Old 10-30-2009, 08:29 AM   #6 (permalink)
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Re: I found a site that has copies of loan modification agreements

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Originally Posted by Housebroken13 View Post
PW - I though you said yours was fixed at 2%, this one is 5.75%

What happens after 5 years?

The one from BoA is not a HAMP. Interest goes back up (to who knows what?)..
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Old 10-30-2009, 08:31 AM   #7 (permalink)
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Re: I found a site that has copies of loan modification agreements

Quote:
Originally Posted by Housebroken13 View Post
PW - I though you said yours was fixed at 2%, this one is 5.75%

What happens after 5 years?
PW meant it looks like the same form but not the offer itself.
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Old 10-30-2009, 08:33 AM   #8 (permalink)
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Re: I found a site that has copies of loan modification agreements

Quote:
Originally Posted by MyHAMP View Post
Here's the official HAMP-agreement:

https://www.efanniemae.com/sf/formsd...e/pdf/3157.pdf

BTW, an interesting source to compare your documentation to the official docs:

https://www.efanniemae.com/sf/mha/mh...rrowersolicit/
The link I posted has a BOA in-house loan modification agreement not HAMP.
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Old 10-30-2009, 09:05 AM   #9 (permalink)
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Re: I found a site that has copies of loan modification agreements

Quote:
Originally Posted by hope67 View Post
The link I posted has a BOA in-house loan modification agreement not HAMP.
Yep, just as I said. It's a bit difficult to sort all the contracts on that link. I think I also spotted a HAMP for a different borrower.
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