Wowwww...I cannot believe all the new members on here. I'm so glad people are getting help and so much useful information from this site. I haven't posted in quite a while so let me update those who don't know on my story. I joined this site in February 09, needing information on how not to lose our home. We went went Naca (great company!!), didn't get approved on our 1st loan (Fannie Mae investor) thru Naca but was offered the MHA at 4.75% for our 1st loan. WAS approved for our 2nd loan (Investor BONY) thru Naca for a 2% loan. As of today, we have made 2 payments already, BofA website is updated with new info and all seems well...for now. You never know what might happen with BofA servicing your loan though.
I'm back on for another problem.....My parents were also affected more than anyone I know but the downturn in the economy. After what seemed like a hundred years at the same company, my dad was laid off this past January and was out of work for months. To make a long story short, they lost a lot but he was rehired at the same company 2 months ago. In the meantime, they fell behind 3 months on their house payment, was offered the 3 month trial modification. They have received no further correspondence from BofA. They've made their 1st payment for October 1st but yesterday received a letter stuck on their garage from BofA pitbull lawyer saying that their house is up for AUCTION on November 4th. Needless to say, they are crushed and my mom won't stop crying. It's unfortunate that it's Sunday because I would be on the phones like crazy. Can this be stopped???????????? Who can I contact at BofA to stop this??? Any depts, names, numbers, PLEASE! I desperately need to get a hold of someone that can really help. They can now afford the house but can't really afford to come current. We, kids are going to come up with the money for the past due if this is the only solution. Also, is this normal? To receive nothing from them for 3 months past due and all of a sudden get a notice of sale date????
PLEASE, I'm begging for some type of information that will help. Time is not on our side as the sale date is November 4th. Because I was with Naca, we didn't go thru the whole sale date thing even though we were 8 months behind on our mortgage.
Thanks for alllll your help!!!!!