Does "under review" affect your Credit Score? - Loan Modification Forum

harrisonaquino · 10-05-2009, 08:14 PM

Hi Everyone... As many of you my case status says "Under Review". According to their description "all collections activities have been temporarily suspended during this review period"; my question is:
Do they report to the credit agency a "Non Payment"? has anyone look and see if they still report it, even though the account is "under review"?

Thanks!
HAE

CW California · 10-05-2009, 11:09 PM

Quote:

Originally Posted by harrisonaquino

Hi Everyone... As many of you my case status says "Under Review". According to their description "all collections activities have been temporarily suspended during this review period"; my question is:
Do they report to the credit agency a "Non Payment"? has anyone look and see if they still report it, even though the account is "under review"?

Thanks!
HAE

You need to call your lender and ask them to place a credit reporting hold on your account.

SillyWorld · 10-06-2009, 12:54 AM

anything showing different that payed as agreed, should change credit

Andrew · 10-06-2009, 11:48 AM

BOA usually still marks you late. They just stop their internal collection calls.

10-05-2009, 08:14 PM	#1 (permalink)
harrisonaquino Junior Member Join Date: Sep 2009 Posts: 2 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Does "under review" affect your Credit Score? Hi Everyone... As many of you my case status says "Under Review". According to their description "all collections activities have been temporarily suspended during this review period"; my question is: Do they report to the credit agency a "Non Payment"? has anyone look and see if they still report it, even though the account is "under review"? Thanks! HAE

10-06-2009, 12:54 AM	#3 (permalink)
SillyWorld Senior Member Join Date: Apr 2009 Location: Central Pennsylvania Posts: 1,140 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Does "under review" affect your Credit Score? anything showing different that payed as agreed, should change credit __________________ Central PA, USA Waiting NACA Approval With Citi ON FHA MORTGAGE 05/18/2009 Ginnie Mae investor Is NACA Becomming a SCAM..?

10-06-2009, 11:48 AM	#4 (permalink)
Andrew Successful Homeowner Join Date: Aug 2007 Posts: 696 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Does "under review" affect your Credit Score? BOA usually still marks you late. They just stop their internal collection calls. __________________ Andrew P.

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