Old 10-03-2009, 01:27 AM   #1 (permalink)
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Exclamation Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

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Thus will really help Dan Frahm and Barbara Desoer to help us !

This is not a joke ! It is real life truth and can EASILY happen with a Minimum of effort..

Say Good Riddance to Bank of America by getting paid $75 $100 $150 to open a new account at some other banks

Read my post # 252 in the thread named ( The Emails worked, Bank of America Called - ...... Dan Frahm

I believe this type of SWITCH TO ANOTHER BANK Campaign will really work well in helping Bank of America get off their butts to TRULY help us stay in our homes with Viable loan mods.

Banks already offer good money to open new accounts, but what if we all ask them / the other banks, to step up their efforts 1,000 + times more, to take business away from Bank of America and we will help them to do so.

It would be my pleasure to promote the C$CCC Customer $Cash Coupon Campaign....

This would divert Millions and Millions of Dollars away from Bank of America - Watch B of A stock Plummet


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Old 10-03-2009, 01:56 AM   #2 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Here's the problem, all the banks are in the same boat. I think we would have to start our own bank!
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Old 10-03-2009, 02:32 AM   #3 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Wait a minute, I just found post #252, your not joking are you.
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Old 10-03-2009, 05:47 AM   #4 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Quote:
Originally Posted by Garry View Post
Wait a minute, I just found post #252, your not joking are you.

Garry

I am 100 % serious - It might become as simple as clipping coupons on line or right here on loansafe or just asking any bank to send you out 10 to 1000 coupons etc or stopping by the brancha grabbing a handful

Or everone could call in and request their own individual new account money coupons be mailed to them

This idea is already out there and is working on a small scale but this is the perfect time to make a BIG statement and take business away from Bank of America. On a VERY LARGE SCALE

After that is accomplished and B of A is hurting on wall street and shamed in the public streets, we can move on the next greedy goliath

I agree, most of the banks are in the same billigerent boats, when it comes to screwing over borrowers.

So we must help to sink the worst and biggest boats first..

Lets paint a bulls eye on B of A for now and help customers to get out of B of A and go to another bank and they PAID to do it.

It is a Very simple and effective plan that would literally cost B of A Millions over the course of just 1 year, not to mention the long term negative consequences.

In just one day 100,000 B of A people could call another bank and ask to receive a $100 coupon to open a new account at the new bank - Free money and FREEDOM from the B of A devils.

The best part is you GAIN money and B of A loses money and customer confidence and they also lose Wall Streets confidence, while B of A stocks plummet down

.-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
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Old 10-03-2009, 06:46 AM   #5 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

So, after almost 3 years of trying to work something out with Bank of America on this forum, I finally am meeting with them next week to help you all and now we want to boycott them?

Disclaimer: As most of you all know, I am one of the biggest banking critics in the world. I have probably cost them more money in bad PR than any blogger in the world and I save homeowners daily. But after 3 years, you have to be educated about how this world of banking and politics really work.

Thanks - That just seems counter productive to what I am trying to work out with them. I understand your frustrations, but I have just made progress with them.

Can we do this?

If after this next week, nothing materializes, I will lead the boycott across the country. But why do this when they said they would work with us online via LoanSafe?

In the mean time....

If you want to go after someone, why don't you go after you state Representatives who have done nothing to help you all, nor did they do anything to prevent this mess. They ALL should be fired in Washington DC. They gave almost a trillion dollars away and said it was gonna help you, they lied.

I am sorry, but banks are banks and they are here to make money, but our government is supposed to be for the people and by the people. Not banks.

So, with that said, things will NEVER change until we change Washington. This is the ROOT of the problem.
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Old 10-03-2009, 06:53 AM   #6 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

If everyone took the time to contact their state representative, we can make a difference. In talking to Congressman Conaway's office (my rep), I was told they were not able to help me if my issue was "banking" in nature. However, the could help me if it was fannie mae/a government issue. This is a government issue. Please everyone, contact your representatives EVERY day so that they know you are a registered voter and unless something changes, we will make a difference come election time. When you send something in writing to your bank/servicer, be sure to "cc" your representative. Not sure who your representative is? Click here The U.S. House of Representatives - Determinig Your Representative
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Old 10-03-2009, 08:22 AM   #7 (permalink)
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Smile Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Quote:
Originally Posted by Moe Bedard View Post
So, after almost 3 years of trying to work something out with Bank of America on this forum, I finally am meeting with them next week to help you all and now we want to boycott them?

Disclaimer: As most of you all know, I am one of the biggest banking critics in the world. I have probably cost them more money in bad PR than any blogger in the world and I save homeowners daily. But after 3 years, you have to be educated about how this world of banking and politics really work.

Thanks - That just seems counter productive to what I am trying to work out with them. I understand your frustrations, but I have just made progress with them.

Can we do this?

If after this next week, nothing materializes, I will lead the boycott across the country. But why do this when they said they would work with us online via LoanSafe?

In the mean time....

If you want to go after someone, why don't you go after you state Representatives who have done nothing to help you all, nor did they do anything to prevent this mess. They ALL should be fired in Washington DC. They gave almost a trillion dollars away and said it was gonna help you, they lied.

I am sorry, but banks are banks and they are here to make money, but our government is supposed to be for the people and by the people. Not banks.

So, with that said, things will NEVER change until we change Washington. This is the ROOT of the problem.
WOW Moe.........youre finsally meeting with them??!! Whooooooohoooooooo!! Wish I could be there...pounding out the questions!! I KNOW you'll represent us well though!! Good luck! can't wait to hear how it went!!
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Old 10-03-2009, 08:33 AM   #8 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Isn't the Making Home Affordable part of the government solution? So, wouldn't that be now a government issue for them to address?

There was a trillion dollars funneled to them by Congress, isn't that now a government issue?

We own 30% of Citi bank, isn't that a banking issue that has now become a government issue.

As mentioned, these clowns that voted against Main Street need to go. Simple as that. Your answer from them was proof Native.
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Old 10-03-2009, 08:43 AM   #9 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Moe, you are right. It is proof. I am also a registered voter and I do vote. My State Senators have not helped. One of them is running for governor. Wow. Wonder who I will vote for, for governor? I wish more people would take the time to vote. It is my opinion that a politician is not a career. I vote for one term and one term only. For those of you who are too busy and cannot find the time to vote, you have no basis to complain.
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Old 10-03-2009, 08:57 AM   #10 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

I agree with Moe. Again, we must focus on making sure that when a bank or other organization makes the landslide 180 decision to even offer to CONSIDER being collaborative, we must help keep that window open for them. It's gossamer thread at this point with these big banks.

Just like a junk yard dog pushed back into a corner (the banks) as the heat goes up for them, they survey their options for success. But they can swing many ways still, and HURT those who attack them.

We must by sympathetic to their goals (whether we agree with them or not), they are going to seek their goals no matter what we want (their goal is to remain in business and remain profitable, and that is NOT an evil goal folks). We simply need to be open to discussion on how they can do that WHILE NOT SCREWING US. Sort of like taking a drug addict through rehab. Baby steps, painful for all involved, but possible.

We all support you Moe. Keep us on track!
Bank of America~ WE ARE LISTENING!
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Old 10-03-2009, 08:59 AM   #11 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Thanks TB. I have fought them for a long time to no avail. Now is the time to work out a treaty if the terms are right. I would rather provide benefit to the community as opposed to just blogs and rants daily. One can only do that so long when you realize the best way is to mediate and come to an agreement without selling your soul.

It's what NACA has done as well as the government. It's what waring parties do to mediate differences for the benefit of eachother's goals.

Change with banks has to start with Washington Native. People have to wake up. However that is easier said than done.

Main Street should form a new political party and back them with $1 to $5 at a time and use the internet to elect them. Normal main street folks and not career a$$ ki$$ing politicians.

We need small business owners, teachers, moms etc in Washington, not PAID POLITICAL PUPPETS!
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Old 10-03-2009, 09:06 AM   #12 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

moe - well said and I could not agree more.
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Old 10-03-2009, 09:13 AM   #13 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

I've read - I think on another thread - that BofA people are switching to CHASE. People - hear me! that is NOT a smart move. Chase is worse. Quite frankly I'm going local - but for all of you BofA folks out there lets' send some real good energy to Moe re: the meeting this week. Moe - what day are you meeting? I wish you the best. If one big bank can shift, that's a big deal. really big.
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Old 10-03-2009, 09:26 AM   #14 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Thanks Moe, and I know at LEAST one mom in WA who will help

Remember, if we want to be given deference, we must fight fair.
Expose the evils.
Expose the GOOD news too when one of them steps out of the dark side. THIS IS WHY THEY ARE DOING IT.

PR (public relations) is THE MOST VULNERABLE CATEGORY they have, it's their soft underbelly. It affects every aspect of their business, it affects their stock prices, opinions of Washington, the public and everyone who influences their business. Happily, it is also the most expedient way to reach them. We must be able to reward good deeds along with bad, and I know we all are.

~We just aren't well-practiced in rewarding good deeds with banks, but hey, I'M WILLING TO LEARN!!! We have some habits to break too!

This might be the week, hope springs eternal. You never know, never give up. Remember, a year ago, banks wouldn't even CONSIDER modifications and listening to the masses... we have made huge progress. I am ecstatic, if guarded. But it's better than hopeless
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Old 10-03-2009, 01:33 PM   #15 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Quote:
Originally Posted by Moe Bedard View Post
So, after almost 3 years of trying to work something out with Bank of America on this forum, I finally am meeting with them next week to help you all and now we want to boycott them?

Disclaimer: As most of you all know, I am one of the biggest banking critics in the world. I have probably cost them more money in bad PR than any blogger in the world and I save homeowners daily. But after 3 years, you have to be educated about how this world of banking and politics really work.

Thanks - That just seems counter productive to what I am trying to work out with them. I understand your frustrations, but I have just made progress with them.

Can we do this?

If after this next week, nothing materializes, I will lead the boycott across the country. But why do this when they said they would work with us online via LoanSafe?

In the mean time....

If you want to go after someone, why don't you go after you state Representatives who have done nothing to help you all, nor did they do anything to prevent this mess. They ALL should be fired in Washington DC. They gave almost a trillion dollars away and said it was gonna help you, they lied.

I am sorry, but banks are banks and they are here to make money, but our government is supposed to be for the people and by the people. Not banks.

So, with that said, things will NEVER change until we change Washington. This is the ROOT of the problem.
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Dang it Moe - You are spoiling the week I had planned to visit about 10 Bank of America branches and solely wait in their B of A parking lots and start placing flyers and coupons on all the Bank of America customers cars to SWITCH BANKS and get PAID to Switch .

I know I ALONE could personally get at least 500 + to switch in just 1 week.

BUT OK OK I FULLY understand you points and they are all reasonable and well thought out, just as my points well thought to, as you say, "Boycott" B of A and get PAID CASH for doing it.

Please do mention to Dan Frahm that you have thousands of people who are ready to hit the Bank of America parking lots pavement, with the C$CCC / Customer $Cash Coupon Campaign, to make it an easy no brainer for thousands of Bank of America Customers to participate in the C$CCC / as they will be paid to - CLOSE their B of A Bank Accounts for $Cash.

I like the ring of that

$ $ $ $ $ $ CLOSE YOUR B of A BANK ACCOUNTS FOR CASH $ $ $ $ $ $


Just like them we can say - NO NO NO it is not personal at all, it is just good profitable business sense..

Just the normal working people will now be making a profit by closing their B of A accounts and the person handing out the coupons gets a percentage for their efforts as well - It is a WIN WIN for us little guys and gals

Just good old Capitalism at work - Everyone needs to make money !

Why not US "Little People" for a B I G change $$$$$$$$$$$$$

But I do get your point Moe - And I will back off for NOW !

Please do mention and or show this thread to Mr. Frahm, as a Viable case in point that your LoanSafe Natives are getting restless

VERY RESTLESS !!!!
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Old 10-03-2009, 04:45 PM   #16 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

We see eye to eye Native LV !!!

I'm going to be meeting with them on Thursday Caldwell. This is big and hope that we can work out some kind of system to expedite decisions to the members here. I know it will not be perfect or what everyone wishes for, but better than having no open lines of communication. If that was the case, you all know I would be the one leading the boycotts and sit ins.

Thanks TB! I guess it is just one of those things that where they feel it is better to keep you enemy closer than to piss him off. As I have stated before, my goal with LoanSafe was to give people free info and also provide a platform for homeowners to share.

My goal was to connect homeowners with mortgage servicers and be an online portal for you all to get help. I'll always be at arms length and this is just to provide better help to people here.

But hey, if everyone wants to back me up and start doing boycotts and drive across country, then maybe I'll reconsider. But I don't think too many people are ready to fight like that. I know because I have been fighting a lot by myself online for years.

THANKS2U - I think many of these banks are fully aware of the power of this forum if it was properly bottled and unleashed on the world. I noticed a huge increase in members and traffic when I started talking about uniting and big boycotts. But in the end, 95% of you just want to save your home and move on with your lives.

Sure 5% would do what you say above, but not nearly enough to be effective. I mean, don't you think the trillion dollar bail out would have done what you suggest above?

My boots are right here and I am ready to battle if needed be, believe that!! But, lets just see what happens and if they do follow through. I just met Mr. Frahm and will give him the benefit of the doubt, until he gives me reasons to think otherwise .
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Old 10-03-2009, 06:17 PM   #17 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Just wanted to throw in my 2 cents... BofA runs similar offers from time to time, too. If we leave one bank in a "boycott" to go to another big bank, it seems to me we would all just be trading places. Those boycotting Chase might turn to BofA, etc. If (and that's a big IF for right now), we were to boycott one targeted bank or another, I would highly suggest avoiding ALL the big banks and going to a local bank or credit union.

My primary reason for switching banks and closing my accounts with BofA was because in June, they were doubling the minimum balance requirement for savings and I wanted to go somewhere else with better terms. Then the overdraft fees started rolling in because my DH forgot about a couple of auto drafts. Those fees spread like wildfire! Instead of closing the accounts, we just withdrew all of the money. Definitely not the right route! Anyway, I just got things all straightened out last week. But my point was that my original reason for closing was not a boycott, but did turn into one after the overdraft fees (oh, and the whole loan mod mess just made it easier to make the decision to switch).

I can't wait to see the outcome of your meeting, Moe! Hope all goes well! I feel very confident with you as our representative. Thank you so much for caring and for all the work you do!
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Old 10-04-2009, 02:00 AM   #18 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

Quote:
Originally Posted by ama125 View Post
Just wanted to throw in my 2 cents... BofA runs similar offers from time to time, too. If we leave one bank in a "boycott" to go to another big bank, it seems to me we would all just be trading places. Those boycotting Chase might turn to BofA, etc. If (and that's a big IF for right now), we were to boycott one targeted bank or another, I would highly suggest avoiding ALL the big banks and going to a local bank or credit union.

My primary reason for switching banks and closing my accounts with BofA was because in June, they were doubling the minimum balance requirement for savings and I wanted to go somewhere else with better terms. Then the overdraft fees started rolling in because my DH forgot about a couple of auto drafts. Those fees spread like wildfire! Instead of closing the accounts, we just withdrew all of the money. Definitely not the right route! Anyway, I just got things all straightened out last week. But my point was that my original reason for closing was not a boycott, but did turn into one after the overdraft fees (oh, and the whole loan mod mess just made it easier to make the decision to switch).

I can't wait to see the outcome of your meeting, Moe! Hope all goes well! I feel very confident with you as our representative. Thank you so much for caring and for all the work you do!
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I agree Ama125

Perhaps it would be better to round up all the GOOD GUY n GAL BANKS and get them on our side, in that these not so well known good banks & Credit Unions will AGREE to run promotional campaigns that state something like - - --

$ CASH $ - 4 U 2 OPEN AN ACCOUNT WITH US !

When done correctly, it would literally take millions and millions of Dollars away from Bank of America and other Banks.

Much like phone companies and cable companies, they all run promos to steal business away from competitors. The point is to take business away from your competitors for as long as possible, as smart people will keep on switching from company to company to save money / make money....

There is always a purpose, a reason... Behind almost anything to do with money.. Yes ...

You take your savings and put it in a 4 % interst bearing and if another bank offers 5% you switch to them..

Our purpose is to save our homes and doing anything to accomplish that purpose, is the reason we do what we must do...

If we must resort to moving our money from Bank to Bank to Bank and then doing it all over again, in order to first HURT the Banks Profits and also to get that Cash Coupon money to boot, then that is what we all must do...

Play their money game better, turn it back on them, they would NOT EXIST without our money - They use us like cattle !

Of course to get back on track, the main reason for doing anything to hurt the banks profits is to let them know, they need to help us stay in OUR HOMES..

The Banks are the ones who lied and cheated and coerced us into loans they knew we could not afford in clear violation of TILA laws and they all did it to make a fast buck and to eventually say "POOR US... WE THE BANKS GOT SCREWED BY BAD BORROWERS AND WE NEED BILLIONS IN BAILOUT FUNDS" WHAT A PREMEDITATED FARCE !!!

The banking Institutions ruined the United States Economy, They Ruined Peoples lives and they still think they deserve to make killer profits..

The banking institutions have create a false economy based on everything is only affordable for the mass majority of people 90 % if you use their Credit cards and or took money out of your home or were pushed into interest only loans..

It is all ONE BIG GAME TO THEM - A game they know how to play very well - They push all the buttons and everything lines up for them perfectly...

That is until they finally went too far are defrauded too many people, but did so in the age of the Internet !!!!

Forgetting about how poweful the INTERNET is was and is their biggest mistake !

Nearly everyone can find out the truth by looking on the internet and coming to a site like LoanSafe and seeing that we the people must unite & fight for our Democracy and our Country as we have in the past, when we had more time on our hands for town meetings.

Banking institutions have been planning for the past 30 years to F--K the American People and they easily did it..

They forced men, women and children to work too long and too hard to just put a roof over their heads and food on the table, in order for we the people to become too busy and too exhausted to realize they were taking over everything with an INFLATED ECONOMY that 90 % of peoples work wages can NOT KEEP UP WITH - Thus they seemingly come to the rescue with Defrauding loans and magical Credit cards to keep up with inflation..

And OUR GOVERNMENT, which is "WE THE PEOPLE" are letting them get by with it..

Banking Institutions are Finacially Murdering We The People and in some cases are literally killing people through starvation and suicides that would never have happened if not for the banking institution Premidiated Plans to Control our Government and control We the People..

We all have been Financially RAPED by the Banking Institutions.

But for some reason Rape is not a crime for them.

Not unless we make it so...

Nuff said for now

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Old 10-04-2009, 05:59 AM   #19 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

I do believe it is a simple solution. Withdraw your money from the banks who took the bailout money. Open accounts at a local, small bank who did not take the money. Remember............. there is power in numbers!
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Old 10-04-2009, 06:36 PM   #20 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

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I do believe it is a simple solution. Withdraw your money from the banks who took the bailout money. Open accounts at a local, small bank who did not take the money. Remember............. there is power in numbers!
This is exactly what I did, I closed my bank account with Chase and I opened one at a local bank.
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Old 10-05-2009, 06:31 AM   #21 (permalink)
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Re: Dan Frahm & Barbara Desoer - Good Riddance to Bank of America accounts C$CCC / Customer $Cash Coupon Campaign

That's great hope. I like it when I see someone taking action instead of just talking about it.
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